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Marshville · Marshville, NC

5616 Polk Mountain Drive

Marshville, NC · 3,121 sqft

$599,900

Reduced from $625,000

  • 4Beds
  • 3.5Baths
  • 3,121SqFt
  • 2001Year
  • 31Days on market

About this home

If you've been searching for a meticulously maintained BASEMENT home with space to spread out, exceptional upgrades, and an unbeatable location, this one checks every box! Pride of ownership is evident from the moment you arrive, with countless updates and meticulous care throughout. Step inside to discover a welcoming floor plan featuring a private home office, formal and casual dining spaces, and a spacious great room complete with a cozy fireplace and custom built-ins. The well equipped kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, custom cabinetry, ceramic tile flooring, tile backsplash, under-cabinet lighting, and a sunny breakfast area with French doors leading to the expansive deck—perfect for entertaining or relaxing outdoors. Upstairs, you'll find four generously sized bedrooms, including a luxurious primary suite with a completely remodeled spa-inspired bath featuring a freestanding soaking tub, custom tiled shower with glass enclosure, updated vanity, and designer finishes. The partially finished walk-out basement offers endless possibilities with a spacious recreation area, wet bar, full bath,workshop, and abundant storage—ideal for entertaining, hobbies, or multigenerational living. Outside, enjoy a large, professionally maintained yard, an expansive deck, landscape lighting, and an oversized concrete driveway providing plenty of parking. Major improvements provide peace of mind, including a new architectural shingle roof(2022), upstairs HVAC(2023), remodeled primary bath, new well pump(2022), generator hookup added(2022), leaf gutter guards(2021), new programmable thermostats, and much more(see upgrade list in attachments). Every detail has been thoughtfully updated, making this home truly move-in ready.

Property details

Beds
4
Baths
3.5
SqFt
3,121
Lot
Year built
2001
Type
Single Family
Days on market
31
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Carpet, Concrete, Hardwood, Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Built-in Features
  • Garden Tub
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,340/ month

Principal & interest
$3,715
Property tax (~0.90%)
$449
Homeowners insurance
$174
HOA dues

Down payment

$29,995 down · $569,905 financed

Income to qualify (28% rule)

~$186,010 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.