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Fort Mill · Fort Mill, SC

56122 Finches Court

Fort Mill, SC · 3,443 sqft

$642,000

  • 3Beds
  • 3Baths
  • 3,443SqFt
  • 2007Year
  • 1Days on market

About this home

Tucked at the end of a quiet cul-de-sac, this beautifully maintained Surrey Crest offers the rare combination of wooded privacy, golf course views, and a finished walk-out basement in the sought-after 55+ community of Sun City Carolina Lakes. Hardwood flooring extends throughout the main living areas, complemented by crown molding, wainscoting, and plentiful natural light. The kitchen features granite countertops, generous cabinetry, a center island with seating, pantry, and ample workspace overlooking the great room with a gas fireplace. Just beyond, the sunroom is surrounded by windows, creating a peaceful space to enjoy the backyard views in every season. The primary suite offers a tray ceiling, dual vanities, a soaking tub, separate shower, and walk-in closet. A secondary bedroom, full bath, office, and laundry room complete the main level. The finished walk-out basement provides exceptional flexibility with a spacious recreation room, third bedroom, full bath, and versatile flex space ideal for guests, hobbies, fitness, a media room, or a home office. Outdoor living is equally inviting with a recently replaced deck and covered paver patio overlooking the beautifully landscaped backyard with mature trees and golf course views. Additional highlights include a recently replaced garage door, gutters with leaf guards, ceiling fans throughout, and ample storage. Enjoy the exceptional amenities of Sun City Carolina Lakes, including golf, resort-style pools, fitness center, tennis, pickleball, walking trails, clubs, and endless social activities.

Property details

Beds
3
Baths
3
SqFt
3,443
Lot
Year built
2007
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Wood
View
Golf Course
HOA dues
$321 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,965/ month

Principal & interest
$3,976
Property tax (~0.90%)
$481
Homeowners insurance
$187
HOA dues
$321

Down payment

$32,100 down · $609,900 financed

Income to qualify (28% rule)

~$212,821 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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