Fort Mill · Fort Mill, SC
56122 Finches Court
Fort Mill, SC · 3,443 sqft
$642,000
- 3Beds
- 3Baths
- 3,443SqFt
- 2007Year
- 1Days on market
About this home
Tucked at the end of a quiet cul-de-sac, this beautifully maintained Surrey Crest offers the rare combination of wooded privacy, golf course views, and a finished walk-out basement in the sought-after 55+ community of Sun City Carolina Lakes. Hardwood flooring extends throughout the main living areas, complemented by crown molding, wainscoting, and plentiful natural light. The kitchen features granite countertops, generous cabinetry, a center island with seating, pantry, and ample workspace overlooking the great room with a gas fireplace. Just beyond, the sunroom is surrounded by windows, creating a peaceful space to enjoy the backyard views in every season. The primary suite offers a tray ceiling, dual vanities, a soaking tub, separate shower, and walk-in closet. A secondary bedroom, full bath, office, and laundry room complete the main level. The finished walk-out basement provides exceptional flexibility with a spacious recreation room, third bedroom, full bath, and versatile flex space ideal for guests, hobbies, fitness, a media room, or a home office. Outdoor living is equally inviting with a recently replaced deck and covered paver patio overlooking the beautifully landscaped backyard with mature trees and golf course views. Additional highlights include a recently replaced garage door, gutters with leaf guards, ceiling fans throughout, and ample storage. Enjoy the exceptional amenities of Sun City Carolina Lakes, including golf, resort-style pools, fitness center, tennis, pickleball, walking trails, clubs, and endless social activities.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 3,443
- Lot
- —
- Year built
- 2007
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Wood
- View
- Golf Course
- HOA dues
- $321 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,965/ month
- Principal & interest
- $3,976
- Property tax (~0.90%)
- $481
- Homeowners insurance
- $187
- HOA dues
- $321
Down payment
$32,100 down · $609,900 financed
Income to qualify (28% rule)
~$212,821 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Fort Mill
York SC · Top-rated schools
Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.


