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Tuckasegee · Tuckasegee, NC

561 Harbor Ridge Drive

Tuckasegee, NC · 1,805 sqft

$1,189,000

  • 3Beds
  • 2.5Baths
  • 1,805SqFt
  • 2016Year
  • 1Days on market

About this home

Lake living at it best!. This direct lakefront custom built home is now available. The home features an open floor plan, vaulted ceiling, comfy living room, large stone fireplace and a upscale kitchen with large island. The primary suite and bath are on the first floor, 1/2 bath and the mud room has a second entrance so makes a great place to come into from the refreshing waters of beautiful Bear Creek Lake.The covered and open deck showcases the views of the lake and the mountains. The views from the entire home will make you feel you are living right on the water. The lower level features a den, 2 bedrooms, full bathroom and a perfect spot with a set of bunks called the "Bears Den". The lower deck allows another spot to hang out and the firepit is perfect for family to sit around and take in the evening sounds. Bear Lake Reserve is many amenities from the Lake Club with fine dining to the Tap Room for a Pub fare menu. The Lake Club has oversized covered and open decks to look over the large heated pool and look out over the sandy beach, marina and the calming waters of the lake and the mountains. Also the Lake Club features a kids pool with a slide and there are 2 hot tubs. Bear Lake Reserve has a 9 hole Jack Nicklaus Golf course, driving range and tennis/pickleball courts. Within the gated community we have many hiking trails to get out and enjoy all that beautiful Bear Lake Reserve has to offer in the Blue Ridge Mountains of North Carolina. When not enjoying your mountain getaway consider making it available as a vacation rental.

Property details

Beds
3
Baths
2.5
SqFt
1,805
Lot
Year built
2016
Type
Single Family
Days on market
1
Style
Arts and Crafts, Post and Beam
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement, Slab
Flooring
Hardwood
View
Long Range, Mountain(s), Water, Year Round
HOA dues
$1,138 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,740/ month

Principal & interest
$7,363
Property tax (~0.90%)
$891
Homeowners insurance
$346
HOA dues
$1,138

Down payment

$59,450 down · $1,129,550 financed

Income to qualify (28% rule)

~$417,444 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.