Charlotte · Charlotte, NC
5517 Swaling Street
Charlotte, NC · 1,729 sqft
$409,990
- 3Beds
- 3.5Baths
- 1,729SqFt
- 2025Year
- 1Days on market
About this home
Welcome to 5517 Swaling St, a 4-story Merrill plan townhome nestled within the gated Southmont community in Charlotte, NC. Designed for low-maintenance living without sacrificing space or style, this 3-bedroom, 3.5-bathroom home spans 1,729 sq ft and includes a 2-bay tandem garage. Enter through the front door and oak box stairs will guide you to the heart of the home on the second floor, where a chef-inspired kitchen anchors the space with warm brown cabinetry, white quartz countertops, a large island with a single-bowl stainless steel sink, and an electric range. The living area extends outdoors to a balcony, perfect for morning coffee or evening unwinding, while a powder room completes the floor. Oak box stairs with open rails lead to the third floor, where the primary suite offers a serene retreat with a tiled walk-in shower and brown cabinetry, alongside a secondary bedroom with its own full bathroom. The fourth floor delivers added flexibility with a third bedroom and full bath, ideal for guests, a home office, or a bonus living space. A pickleball court, and a location close to Southend, SouthPark, local dining, shops, and the light rail make Southmont a place you'll love coming home to.
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 1,729
- Lot
- —
- Year built
- 2025
- Type
- Townhome
- Days on market
- 1
- Garage
- 2
- Heating
- Central, Electric
- Cooling
- Central Air, Electric, Zoned
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $235 / mo
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,252/ month
- Principal & interest
- $2,539
- Property tax (~1.05%)
- $358
- Homeowners insurance
- $119
- HOA dues
- $235
Down payment
$20,499 down · $389,490 financed
Income to qualify (28% rule)
~$139,393 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 21 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


