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Charlotte · Charlotte, NC

5513 Swaling Street

Charlotte, NC · 1,408 sqft

$369,990

  • 2Beds
  • 2.5Baths
  • 1,408SqFt
  • 2025Year
  • 1Days on market

About this home

Welcome to 5513 Swaling St, a Collins plan townhome within the gated Southmont community in Charlotte, NC. This low-maintenance 2-bedroom, 2.5-bathroom home offers 1,408 sq ft of thoughtfully designed living space across three floors, complete with a 2-bay tandem garage. Oak box stairs welcome you in and lead to the heart of the home on the second floor, where an open-concept layout brings together the gourmet kitchen, dining space, and living room, all with access to a balcony for seamless indoor-outdoor living. The kitchen is a true showstopper, featuring white cabinetry and white countertops paired with a Marble Obsession Arabescato picket mosaic backsplash, a large island with a single-bowl stainless steel sink and Delta Essa touch faucet, Kichler Birkleigh pendant lighting in satin nickel, and a GE Profile 30" electric range topped with a designer stainless steel hood. A powder room completes the second floor. Oak box stairs continue to the third floor, where the primary suite and secondary bedroom each feature their own private bathrooms. The primary bath is appointed with dual vanities, white cabinetry with a drawer bank, white quartz countertops, a tiled walk-in shower, and access to a generous walk-in closet. Gated entry, a pickleball court, and proximity to Southend, SouthPark, local dining, shops, and the light rail make Southmont a community worth calling home.

Property details

Beds
2
Baths
2.5
SqFt
1,408
Lot
Year built
2025
Type
Townhome
Days on market
1
Garage
2
Heating
Central, Electric
Cooling
Central Air, Electric, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$235 / mo

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,958/ month

Principal & interest
$2,291
Property tax (~1.05%)
$323
Homeowners insurance
$107
HOA dues
$235

Down payment

$18,499 down · $351,490 financed

Income to qualify (28% rule)

~$126,776 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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