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Concord · Concord, NC

550 Englewood Street NE

Concord, NC · 1,297 sqft

$295,000

  • 3Beds
  • 2Baths
  • 1,297SqFt
  • 1985Year
  • 1Days on market

About this home

The brick ranch buyers wait for—single-level, filled with character, and set on a roomy lot near the heart of Concord. Inside, gleaming hardwood floors flow through a surprisingly spacious, light-filled living area, where a brick fireplace and built-in shelving create a warm focal point. The flexible layout offers room for separate living and dining zones, plus 3 bedrooms and 2 full baths. Step outside to a deck overlooking a generous fenced backyard with room to garden, gather, play, or simply unwind. Mature fruit trees—including a fig tree—add something truly special, while a storage shed and covered storage area provide extra function. A recently replaced HVAC system adds peace of mind. Convenient to Downtown Concord, Atrium Health Cabarrus, shopping, dining, and I-85. Timeless brick charm, everyday practicality, and outdoor space that is increasingly hard to find—come see it for yourself.

Property details

Beds
3
Baths
2
SqFt
1,297
Lot
Year built
1985
Type
Single Family
Days on market
1
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,139/ month

Principal & interest
$1,827
Property tax (~0.92%)
$226
Homeowners insurance
$86
HOA dues

Down payment

$14,750 down · $280,250 financed

Income to qualify (28% rule)

~$91,681 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.