Concord · Concord, NC
550 Englewood Street NE
Concord, NC · 1,297 sqft
$295,000
- 3Beds
- 2Baths
- 1,297SqFt
- 1985Year
- 1Days on market
About this home
The brick ranch buyers wait for—single-level, filled with character, and set on a roomy lot near the heart of Concord. Inside, gleaming hardwood floors flow through a surprisingly spacious, light-filled living area, where a brick fireplace and built-in shelving create a warm focal point. The flexible layout offers room for separate living and dining zones, plus 3 bedrooms and 2 full baths. Step outside to a deck overlooking a generous fenced backyard with room to garden, gather, play, or simply unwind. Mature fruit trees—including a fig tree—add something truly special, while a storage shed and covered storage area provide extra function. A recently replaced HVAC system adds peace of mind. Convenient to Downtown Concord, Atrium Health Cabarrus, shopping, dining, and I-85. Timeless brick charm, everyday practicality, and outdoor space that is increasingly hard to find—come see it for yourself.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,297
- Lot
- —
- Year built
- 1985
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,139/ month
- Principal & interest
- $1,827
- Property tax (~0.92%)
- $226
- Homeowners insurance
- $86
- HOA dues
- —
Down payment
$14,750 down · $280,250 financed
Income to qualify (28% rule)
~$91,681 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.