View all 41 photos →

Spruce Pine · Spruce Pine, NC

55 Twin Oaks Lane

Spruce Pine, NC · 1,191 sqft

$244,900

Reduced from $259,900

  • 3Beds
  • 2Baths
  • 1,191SqFt
  • 2002Year
  • 20Days on market

About this home

Welcome to this charming 3-bedroom, 2-bath home nestled on approximately 1.4 private acres in beautiful Spruce Pine, NC. Offering the perfect blend of peaceful country living and convenient access to Hwy 19E, this property is ideal for those seeking privacy without sacrificing accessibility.

Inside, you'll find an inviting open floor plan that creates a comfortable flow between the living, dining, and kitchen areas. The impressive rock wood-burning fireplace serves as a stunning focal point while providing supplemental heat alongside the oil heating system, creating a warm and cozy atmosphere during cooler months.

The home also features a dedicated laundry room for added convenience and a welcoming front deck, perfect for enjoying your morning coffee, relaxing with a good book, or taking in the surrounding natural beauty.

Whether you're searching for your first home, a mountain getaway, or an investment opportunity, this property offers outstanding potential. With its desirable location, functional layout, and rental appeal, it would make an excellent long-term or vacation rental. Even better, the seller is open to seller financing, providing additional flexibility for qualified buyers.

Don't miss your chance to own this peaceful mountain property in beautiful Spruce Pine!

Property details

Beds
3
Baths
2
SqFt
1,191
Lot
Year built
2002
Type
Single Family
Days on market
20
Heating
Oil, Wood Stove
Cooling
Ceiling Fan(s)
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,771/ month

Principal & interest
$1,516
Property tax (~0.90%)
$183
Homeowners insurance
$71
HOA dues

Down payment

$12,245 down · $232,655 financed

Income to qualify (28% rule)

~$75,936 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.