Spruce Pine · Spruce Pine, NC
55 Twin Oaks Lane
Spruce Pine, NC · 1,191 sqft
$244,900
Reduced from $259,900
- 3Beds
- 2Baths
- 1,191SqFt
- 2002Year
- 20Days on market
About this home
Welcome to this charming 3-bedroom, 2-bath home nestled on approximately 1.4 private acres in beautiful Spruce Pine, NC. Offering the perfect blend of peaceful country living and convenient access to Hwy 19E, this property is ideal for those seeking privacy without sacrificing accessibility.
Inside, you'll find an inviting open floor plan that creates a comfortable flow between the living, dining, and kitchen areas. The impressive rock wood-burning fireplace serves as a stunning focal point while providing supplemental heat alongside the oil heating system, creating a warm and cozy atmosphere during cooler months.
The home also features a dedicated laundry room for added convenience and a welcoming front deck, perfect for enjoying your morning coffee, relaxing with a good book, or taking in the surrounding natural beauty.
Whether you're searching for your first home, a mountain getaway, or an investment opportunity, this property offers outstanding potential. With its desirable location, functional layout, and rental appeal, it would make an excellent long-term or vacation rental. Even better, the seller is open to seller financing, providing additional flexibility for qualified buyers.
Don't miss your chance to own this peaceful mountain property in beautiful Spruce Pine!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,191
- Lot
- —
- Year built
- 2002
- Type
- Single Family
- Days on market
- 20
- Heating
- Oil, Wood Stove
- Cooling
- Ceiling Fan(s)
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,771/ month
- Principal & interest
- $1,516
- Property tax (~0.90%)
- $183
- Homeowners insurance
- $71
- HOA dues
- —
Down payment
$12,245 down · $232,655 financed
Income to qualify (28% rule)
~$75,936 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.