View all 37 photos →

Banner Elk · Banner Elk, NC

549 Clubhouse Drive

Banner Elk, NC · 2,826 sqft

$699,900

  • 3Beds
  • 3.5Baths
  • 2,826SqFt
  • 1984Year

About this home

Welcome to 549 Clubhouse Drive, a beautifully renovated mountain retreat tucked inside the desirable Mill Ridge community between Boone, Banner Elk, and Valle Crucis. Thoughtfully updated throughout, this 3-bedroom, 3.5-bath home offers approximately 2,826 square feet across multiple levels with warm mountain character, modern finishes, inviting gathering spaces, and beautiful mountain views.

Step inside and you’ll immediately feel the High Country charm — wood accents, hardwood and tile flooring, a dramatic stone fireplace, updated living spaces, and a comfortable layout designed for relaxing, entertaining, and hosting guests. The updated kitchen features quartz countertops, stainless steel appliances, soft-close cabinetry, and a clean modern design that blends nicely with the home’s mountain setting.

The flexible multi-level floor plan provides room to spread out, including 4 sleeping areas, updated baths, and a lower-level recreation/game space that adds even more room for guests, entertaining, or relaxing after a day on the slopes or trails. Multiple deck spaces create a natural extension of the home, giving you places to enjoy morning coffee, peaceful wooded surroundings, fresh mountain air, and surrounding views.

Additional updates include a newer HVAC system and thoughtful improvements throughout. Located in Mill Ridge, this home offers access to community amenities and a convenient High Country location near Boone, Banner Elk, Valle Crucis, Sugar Mountain, Beech Mountain, the Watauga River, hiking, skiing, dining, shopping, and year-round mountain activities. A renovated mountain home with views, character, flexible living space, and an excellent central location — 549 Clubhouse Drive is ready to be enjoyed.

Property details

Beds
3
Baths
3.5
SqFt
2,826
Lot
Year built
1984
Type
Single Family
Style
Contemporary
Heating
Forced Air, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Tile, Wood
View
Long Range, Mountain(s), Year Round
HOA dues
$175 / mo

Features

  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,238/ month

Principal & interest
$4,334
Property tax (~0.90%)
$524
Homeowners insurance
$204
HOA dues
$175

Down payment

$34,995 down · $664,905 financed

Income to qualify (28% rule)

~$224,517 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.