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Charlotte · Charlotte, NC

5477 Cambridge Bay Drive

Charlotte, NC · 1,980 sqft

$450,000

  • 3Beds
  • 2.5Baths
  • 1,980SqFt
  • 2000Year

About this home

Move-in ready in the highly sought-after Highland Creek community! Major updates include windows replaced in 2025, a newer HVAC and furnace (2019), the roof is approximately 5 years old, and recent kitchen updates. And then there’s the Highland Creek lifestyle—residents enjoy an abundance of amenities including several pools, several sports courts, golf course, playgrounds, walking trails, and more. With convenient access to shopping, dining, major highways, and all that Charlotte has to offer, this home checks the boxes for both comfort and location. 5477 Cambridge Bay offers a spacious 3-bedroom, 2.5-bath floor plan with plenty of room to live, relax, and entertain. The main level features a vaulted family room with a cozy fireplace, a second living room, and a separate dining room. The updated kitchen includes newer countertops, backsplash and cabinets, creating a fresh and inviting space. Upstairs, you’ll find three bedrooms, including a spacious primary suite. As well as, a laundry room and additional full bathroom. Step outside to enjoy the peaceful screened-in patio, perfect for morning coffee, relaxing evenings, or entertaining. This home will definitely check the boxes!

Property details

Beds
3
Baths
2.5
SqFt
1,980
Lot
Year built
2000
Type
Single Family
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$212 / qtr

Features

  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,382/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$70

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$144,970 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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