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Morganton · Morganton, NC

547 Pea Ridge Street

Morganton, NC · 1,096 sqft

$209,900

  • 2Beds
  • 2Baths
  • 1,096SqFt
  • 1940Year

About this home

Welcome home to this charming 2-bedroom, 2-bath residence offering over 1,000 square feet of comfortable living space, situated on approximately one acre in the desirable Glen Alpine community. Whether you're a first-time homebuyer searching for the perfect starter home, an investor looking to add to your portfolio, or someone ready to downsize without sacrificing outdoor space, this property offers exceptional value and versatility. Step inside to discover a bright, semi-open floor plan that creates a welcoming flow between the main living areas while still providing a comfortable sense of separation. The layout is ideal for everyday living, entertaining guests, or simply enjoying time at home. With two well-appointed bedrooms and two full bathrooms, the home provides a practical and functional design that suits a variety of lifestyles.

Outside, the expansive one-acre lot offers endless possibilities for gardening, outdoor entertaining, recreation, or simply relaxing and enjoying the peaceful surroundings. With plenty of room to personalize and make it your own, this property is ready for its next chapter.

Conveniently located within walking distance of Glen Alpine's charming main street, you'll enjoy easy access to local restaurants, shops, and community events. Downtown Morganton is only about 15 minutes away, offering additional dining, shopping, and entertainment options, while nearby Interstate 40 provides an easy commute to surrounding communities.

If you've been searching for an affordable home with land, a functional layout, a convenient location, and endless potential, this property deserves a spot at the top of your list. Schedule your private showing today and experience everything this wonderful home has to offer!

Property details

Beds
2
Baths
2
SqFt
1,096
Lot
Year built
1940
Type
Single Family
Heating
Ductless, Electric
Cooling
Ductless
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,518/ month

Principal & interest
$1,299
Property tax (~0.90%)
$157
Homeowners insurance
$61
HOA dues

Down payment

$10,495 down · $199,405 financed

Income to qualify (28% rule)

~$65,083 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.