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Charlotte · Charlotte, NC

547 Old Mill Road

Charlotte, NC · 1,381 sqft

$389,000

  • 2Beds
  • 2.5Baths
  • 1,381SqFt
  • 2019Year
  • 39Days on market

About this home

Struggling to find the perfect center-city neighborhood? Your search ends here in Optimist Park. This move-in ready townhome is ideally positioned between Uptown, NoDa, and Plaza Midwood, with the 16th Street light rail station just a few blocks away. With a spacious open-concept main floor and two private bedroom suites on the upper level, each featuring their own full bathroom, this is the perfect place to call home. A private two-car garage ensures you never have to worry about parking. Optimist Hall is evolving rapidly and now is the time to stake your claim! This property is one of six in Parkwood Square that has a deed restriction to keep pricing accessible. Prospective buyers must make less than 120% of the area median income, approximately $98K for single income households.

Property details

Beds
2
Baths
2.5
SqFt
1,381
Lot
Year built
2019
Type
Townhome
Days on market
39
Garage
2
Style
Contemporary, Modern
Heating
Central
Cooling
Central Air
Foundation
Slab
HOA dues
$279 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,142/ month

Principal & interest
$2,409
Property tax (~1.05%)
$340
Homeowners insurance
$113
HOA dues
$279

Down payment

$19,450 down · $369,550 financed

Income to qualify (28% rule)

~$134,658 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.