Charlotte · Charlotte, NC
547 Old Mill Road
Charlotte, NC · 1,381 sqft
$389,000
- 2Beds
- 2.5Baths
- 1,381SqFt
- 2019Year
- 1Days on market
About this home
Struggling to find the perfect center-city neighborhood? Your search ends here in Optimist Park. This move-in ready townhome is ideally positioned between Uptown, NoDa, and Plaza Midwood, with the 16th Street light rail station just a few blocks away. With a spacious open-concept main floor and two private bedroom suites on the upper level, each featuring their own full bathroom, this is the perfect place to call home. A private two-car garage ensures you never have to worry about parking. Optimist Hall is evolving rapidly and now is the time to stake your claim! This property has a deed restriction to keep pricing accessible. Prospective buyers must make less than 120% of the area median income, approximately $98K for single income households.
Property details
- Beds
- 2
- Baths
- 2.5
- SqFt
- 1,381
- Lot
- —
- Year built
- 2019
- Type
- Townhome
- Days on market
- 1
- Garage
- 2
- Style
- Contemporary, Modern
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $279 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,142/ month
- Principal & interest
- $2,409
- Property tax (~1.05%)
- $340
- Homeowners insurance
- $113
- HOA dues
- $279
Down payment
$19,450 down · $369,550 financed
Income to qualify (28% rule)
~$134,658 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 32 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
