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Gastonia · Gastonia, NC

5408 Mallard Lane

Gastonia, NC · 1,215 sqft

$300,000

  • 3Beds
  • 2Baths
  • 1,215SqFt
  • 1999Year
  • 1Days on market

About this home

Are you looking for peace and quiet just minutes from the York County border? Look no further!

Tucked away on a tranquil, 0.44-acre lot, this charming 3-bedroom, 2-bathroom ranch seamlessly combines single-level living with easy everyday convenience. Built in 1999 and offering 1,215 sq. ft. of thoughtful layout, this turn-key home is ready for you to move right in. Enjoy a quiet neighborhood atmosphere while being just minutes from York County, Clover, and Lake Wylie, with smooth commutes into Gastonia and Charlotte.

Step inside to brand-new neutral paint throughout, creating a bright, airy ambiance that adapts effortlessly to any style. Modern updates continue underfoot with brand-new LVP flooring in both the kitchen and the primary bathroom.

Outside, your private retreat awaits. The fully fenced-in backyard provides a serene, peaceful setting—perfect for summer BBQs, letting pets roam safely, gardening, or unwinding after a long day.

Property details

Beds
3
Baths
2
SqFt
1,215
Lot
Year built
1999
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl
HOA dues
$50 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,162/ month

Principal & interest
$1,857
Property tax (~0.85%)
$212
Homeowners insurance
$87
HOA dues
$4

Down payment

$15,000 down · $285,000 financed

Income to qualify (28% rule)

~$92,664 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

Explore Gastonia

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.