Lowell · Lowell, NC
540 Lowery Lane
Lowell, NC · 2,103 sqft
$424,900
- 4Beds
- 3.5Baths
- 2,103SqFt
- 2026Year
- 204x78x168x60Lot
- 1Days on market
About this home
Welcome to Lowrey Oaks, a quiet new community nestled in historic Lowell, NC. This thoughtfully designed 4 bedroom, 3.5 bath home offers an open and functional floor plan with stylish finishes throughout. The main level features a spacious kitchen with solid wood cabinetry and quartz countertops that opens to the dining area and family room, plus a separate flex room perfect for a home office, playroom or additional living space. Upstairs, both primary suites offer an ensuite bathroom, along with two additional bedrooms, a third full bath and a conveniently located laundry room. Enjoy a covered front porch, spacious backyard, and 2 car garage, all just 2 minutes from I-85 and approximately 20 minutes from Charlotte. Lowrey Oaks is USDA eligible, offering qualified buyers the opportunity for 0% down financing. Buyers who finance with preferred lender ALCOVA Mortgage may also qualify for a $3,000 lender-paid closing cost credit. New construction, quality finishes and small town charm with convenient access to Charlotte. Welcome home to Lowrey Oaks!
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,103
- Lot
- 204x78x168x60
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Traditional
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $50 / mo
Features
- Attic Stairs Pulldown
- Drop Zone
- Kitchen Island
- Open Floorplan
- Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,124/ month
- Principal & interest
- $2,631
- Property tax (~0.90%)
- $318
- Homeowners insurance
- $123
- HOA dues
- $50
Down payment
$21,245 down · $403,655 financed
Income to qualify (28% rule)
~$133,891 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.