Lowell · Lowell, NC

540 Lowery Lane

Lowell, NC · 2,103 sqft

$424,900

  • 4Beds
  • 3.5Baths
  • 2,103SqFt
  • 2026Year
  • 204x78x168x60Lot
  • 1Days on market

About this home

Welcome to Lowrey Oaks, a quiet new community nestled in historic Lowell, NC. This thoughtfully designed 4 bedroom, 3.5 bath home offers an open and functional floor plan with stylish finishes throughout. The main level features a spacious kitchen with solid wood cabinetry and quartz countertops that opens to the dining area and family room, plus a separate flex room perfect for a home office, playroom or additional living space. Upstairs, both primary suites offer an ensuite bathroom, along with two additional bedrooms, a third full bath and a conveniently located laundry room. Enjoy a covered front porch, spacious backyard, and 2 car garage, all just 2 minutes from I-85 and approximately 20 minutes from Charlotte. Lowrey Oaks is USDA eligible, offering qualified buyers the opportunity for 0% down financing. Buyers who finance with preferred lender ALCOVA Mortgage may also qualify for a $3,000 lender-paid closing cost credit. New construction, quality finishes and small town charm with convenient access to Charlotte. Welcome home to Lowrey Oaks!

Property details

Beds
4
Baths
3.5
SqFt
2,103
Lot
204x78x168x60
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$50 / mo

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,124/ month

Principal & interest
$2,631
Property tax (~0.90%)
$318
Homeowners insurance
$123
HOA dues
$50

Down payment

$21,245 down · $403,655 financed

Income to qualify (28% rule)

~$133,891 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.