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Biltmore Lake · Biltmore Lake, NC

54 Mountain Drive

Biltmore Lake, NC · 4,740 sqft

$1,495,000

  • 5Beds
  • 4Baths
  • 4,740SqFt
  • 2002Year
  • 1Days on market

About this home

Experience exceptional mountain living in Biltmore Lake in this extensively transformed residence, renovated in 2021/22 under the direction of its experienced custom builder-owner. The result is a polished blend of sophisticated design, exceptional materials, and thoughtful functionality. The interior showcases a refined mix of hickory floors, beam details, coffered ceilings, wood accents, stonework, custom cabinetry, and designer lighting. The great room centers around an impressive floor-toceiling stone fireplace, while the chef’s kitchen features abundant cabinetry, expansive work surfaces, and a Thermador package highlighted by a 48-inch professional range. Five bedrooms and four full baths include two suites on the main level. The primary retreat features a detailed tray ceiling and an indulgent bath with heated floors, Carrara marble, freestanding tub, and oversized multi-head shower. The lower level offers a private 3-D theater with 115-inch screen and plush carpeting, plus a heated garage. Another heated two-car garage is located on the main level. A whole-house Kohler generator provides added peace of mind. The grounds are equally impressive, creating a secluded backyard escape with stone walkways, lush mature landscaping, multiple water features, koi ponds, and waterfalls. A flagstone entertaining terrace with fire pit and outdoor kitchen is complemented by a large screened porch with a gas fireplace, perfect for year-round enjoyment. Landscape lighting and irrigation enhance the setting. Enjoy all that Biltmore Lake offers, including a beautiful lake, miles of trails, clubhouse amenities, and an exceptional community lifestyle.

Property details

Beds
5
Baths
4
SqFt
4,740
Lot
Year built
2002
Type
Single Family
Days on market
1
Garage
3
Heating
Ductless, Forced Air, Heat Pump, Natural Gas
Cooling
Central Air, Ductless, Heat Pump
Foundation
Basement
Flooring
Carpet, Marble, Wood
View
Mountain(s)
HOA dues
$600 / qtr

Features

  • Breakfast Bar
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Fire Pit
  • Outdoor Kitchen

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$11,016/ month

Principal & interest
$9,258
Property tax (~0.90%)
$1,121
Homeowners insurance
$436
HOA dues
$200

Down payment

$74,750 down · $1,420,250 financed

Income to qualify (28% rule)

~$472,125 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.