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Burnsville · Burnsville, NC

5381 State HWY 197 S Highway #3

Burnsville, NC · 1,314 sqft

$287,500

Reduced from $349,900

  • 2Beds
  • 2.5Baths
  • 1,314SqFt
  • 1979Year
  • 483Days on market

About this home

Stunning River-View Retreat – Your Proven Safe Haven Awaits! Proudly Resilient & Completely Unaffected by Hurricane Helene. Nestled serenely along the pristine Cane River, this captivating 2-bedroom, 2.5-bath gem with a versatile bonus/flex room perfectly blends modern comfort and breathtaking mountain tranquility. Inside, an open-concept living space bathes in natural light, featuring gleaming oak hardwood floors and a dramatic floor-to-ceiling natural stone fireplace as the cozy centerpiece. The chef-inspired kitchen flows seamlessly into the dining and living areas—ideal for lively gatherings, family meals or quiet evenings by the fire. Step outside to a covered side porch and spacious open front deck, where you can unwind with stunning river and mountain views. Just moments away from the Cane River that invites you to dip your toes in the cool, clear waters —perfect for fishing, tubing or simply soaking in nature's beauty. Equipped with a durable metal roof, central HVAC and recent upgrades throughout, this Move-In-Ready retreat is truly turnkey—no surprises, just peace of mind. Why wait or rent when you can own this peaceful paradise at an unbeatable price— Imagine sipping your morning coffee on the porch, watching the gentle flow of the river and embracing the mountain life you've always dreamed of... in a home that's already proven it can weather the storm. Prime location: Just 5 scenic miles to charming downtown Burnsville's cafes, art galleries and local shops; only 45 minutes to vibrant Asheville for culture, dining and amenities. This rare survivor won't last long—act now and claim your riverside retreat in one of Western NC's most beautiful, recovering gems!

Property details

Beds
2
Baths
2.5
SqFt
1,314
Lot
Year built
1979
Type
Single Family
Days on market
483
Garage
1
Heating
Central, Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl, Wood
View
Water
HOA dues
$150 / yr

Features

  • Breakfast Bar
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,092/ month

Principal & interest
$1,780
Property tax (~0.90%)
$215
Homeowners insurance
$83
HOA dues
$12

Down payment

$14,375 down · $273,125 financed

Income to qualify (28% rule)

~$89,680 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.