View all 46 photos →

Concord · Concord, NC

5375 Montana Circle NW

Concord, NC · 1,596 sqft

$326,000

  • 3Beds
  • 2.5Baths
  • 1,596SqFt
  • 1987Year
  • 200 x 150 x 177 x 150Lot
  • 1Days on market

About this home

Welcome to the cutest home in Country Acres! Driving up you immediately notice its well maintained landscaping and the "oh wow" factor as it sits on the hill. This quaint home offers 3 bedrooms, 2.5 bathrooms beautifully tucked away in the back of the neighborhood on over 1/2 of an acre, partially wooded lot with mature trees, this property offers the perfect blend of peaceful neighborhood living, relaxation and amazing convenience to everything! This home checks all the boxes. The entire home has been beautifully updated within the last 10 years, including the HVAC replacement in 2026, roof replacement in 2025 and water heater replacement in 2019. The 3 car garage has electricity connected and is perfect for car enthusiasts, hobbies or extra storage! NO HOA! Minutes from I-85 access, restuarants, shopping and more! Sellers have meticulously maintained this move-in ready home and it is now ready for new owners! Schedule your showing today!

Property details

Beds
3
Baths
2.5
SqFt
1,596
Lot
200 x 150 x 177 x 150
Year built
1987
Type
Single Family
Days on market
1
Garage
3
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Features

  • Cable Prewire
  • Kitchen Island
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,364/ month

Principal & interest
$2,019
Property tax (~0.92%)
$249
Homeowners insurance
$95
HOA dues

Down payment

$16,300 down · $309,700 financed

Income to qualify (28% rule)

~$101,315 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.