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Mount Holly · Mount Holly, NC

5313 Clearwater Lake Road

Mount Holly, NC · 1,149 sqft

$274,900

  • 3Beds
  • 2Baths
  • 1,149SqFt
  • 1961Year
  • 1Days on market

About this home

Welcome to 5313 Clearwater Lake Rd, a charming one-story home in Mount Holly offering comfort, convenience, and everyday functionality in a location that keeps you close to some of the area’s best lifestyle amenities. This 3-bedroom, 2-bath home features an updated kitchen with granite countertops, stainless steel appliances, tile backsplash, and easy-flow living spaces with laminate flooring. The primary suite offers two closets and a private bath, while the updated hall bath adds to the home’s practical appeal. Outside, enjoy a fenced backyard with a brick patio and fire pit area, plus a detached 1-car garage/shop with storage potential. Convenient to downtown Mount Holly, the Catawba River, RiverHawk Greenway, I-85, the Whitewater Center, Belmont, and Charlotte Douglas International Airport, this home delivers a great blend of small-town charm and Charlotte-area access.

Property details

Beds
3
Baths
2
SqFt
1,149
Lot
Year built
1961
Type
Single Family
Days on market
1
Garage
1
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Laminate

Features

  • Attic Other
  • Cable Prewire

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,977/ month

Principal & interest
$1,702
Property tax (~0.85%)
$194
Homeowners insurance
$80
HOA dues

Down payment

$13,745 down · $261,155 financed

Income to qualify (28% rule)

~$84,747 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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