Mount Holly · Mount Holly, NC
5313 Clearwater Lake Road
Mount Holly, NC · 1,149 sqft
$274,900
- 3Beds
- 2Baths
- 1,149SqFt
- 1961Year
- 1Days on market
About this home
Welcome to 5313 Clearwater Lake Rd, a charming one-story home in Mount Holly offering comfort, convenience, and everyday functionality in a location that keeps you close to some of the area’s best lifestyle amenities. This 3-bedroom, 2-bath home features an updated kitchen with granite countertops, stainless steel appliances, tile backsplash, and easy-flow living spaces with laminate flooring. The primary suite offers two closets and a private bath, while the updated hall bath adds to the home’s practical appeal. Outside, enjoy a fenced backyard with a brick patio and fire pit area, plus a detached 1-car garage/shop with storage potential. Convenient to downtown Mount Holly, the Catawba River, RiverHawk Greenway, I-85, the Whitewater Center, Belmont, and Charlotte Douglas International Airport, this home delivers a great blend of small-town charm and Charlotte-area access.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,149
- Lot
- —
- Year built
- 1961
- Type
- Single Family
- Days on market
- 1
- Garage
- 1
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Laminate
Features
- Attic Other
- Cable Prewire
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,977/ month
- Principal & interest
- $1,702
- Property tax (~0.85%)
- $194
- Homeowners insurance
- $80
- HOA dues
- —
Down payment
$13,745 down · $261,155 financed
Income to qualify (28% rule)
~$84,747 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 45 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


