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Charlotte · Charlotte, NC

531 Stilwell Oaks Circle

Charlotte, NC · 1,080 sqft

$349,900

  • 3Beds
  • 1.5Baths
  • 1,080SqFt
  • 1980Year
  • 1Days on market

About this home

Welcome to 531 Stilwell Oaks Circle! This move-in-ready Charlotte home has been thoughtfully updated with over $46,000 in recent improvements, offering its next owner added comfort, functionality, and peace of mind. Major upgrades include a new driveway, new privacy fence with professional stain, new windows, new water heater, updated electric range, dishwasher and microwave, and updated flooring and kitchen backsplash. Please note pool does not covey.

The home has also received extensive crawlspace improvements, including removal of old insulation, moisture treatment of the joists, new insulation and vapor barrier, along with exterior waterproofing and a French drain. Additional improvements include roof maintenance, gutters added to the patio roof, removal of the former gravel driveway with new topsoil and reseeding, and select tree and shrub removal to enhance the outdoor space.

The fully fenced backyard provides plenty of privacy and room to relax, entertain, or enjoy the outdoors. Inside, the updated finishes create a fresh and inviting feel while maintaining the home's comfort and functionality.

Conveniently located with easy access to shopping, dining, major roadways, and everything Charlotte has to offer. With more than $46,000 invested in improvements since 2023, much of the work has already been done for you. Schedule your showing of 531 Stilwell Oaks Circle today!

Property details

Beds
3
Baths
1.5
SqFt
1,080
Lot
Year built
1980
Type
Single Family
Days on market
1
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Laminate

Features

  • Open Floorplan
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,575/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues

Down payment

$17,495 down · $332,405 financed

Income to qualify (28% rule)

~$110,367 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.