Charlotte · Charlotte, NC
531 Stilwell Oaks Circle
Charlotte, NC · 1,080 sqft
$349,900
- 3Beds
- 1.5Baths
- 1,080SqFt
- 1980Year
- 1Days on market
About this home
Welcome to 531 Stilwell Oaks Circle! This move-in-ready Charlotte home has been thoughtfully updated with over $46,000 in recent improvements, offering its next owner added comfort, functionality, and peace of mind. Major upgrades include a new driveway, new privacy fence with professional stain, new windows, new water heater, updated electric range, dishwasher and microwave, and updated flooring and kitchen backsplash. Please note pool does not covey.
The home has also received extensive crawlspace improvements, including removal of old insulation, moisture treatment of the joists, new insulation and vapor barrier, along with exterior waterproofing and a French drain. Additional improvements include roof maintenance, gutters added to the patio roof, removal of the former gravel driveway with new topsoil and reseeding, and select tree and shrub removal to enhance the outdoor space.
The fully fenced backyard provides plenty of privacy and room to relax, entertain, or enjoy the outdoors. Inside, the updated finishes create a fresh and inviting feel while maintaining the home's comfort and functionality.
Conveniently located with easy access to shopping, dining, major roadways, and everything Charlotte has to offer. With more than $46,000 invested in improvements since 2023, much of the work has already been done for you. Schedule your showing of 531 Stilwell Oaks Circle today!
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,080
- Lot
- —
- Year built
- 1980
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Laminate
Features
- Open Floorplan
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,575/ month
- Principal & interest
- $2,167
- Property tax (~1.05%)
- $306
- Homeowners insurance
- $102
- HOA dues
- —
Down payment
$17,495 down · $332,405 financed
Income to qualify (28% rule)
~$110,367 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 39 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


