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Charlotte · Charlotte, NC

531 Seneca Place

Charlotte, NC · 1,986 sqft

$650,000

  • 4Beds
  • 2.5Baths
  • 1,986SqFt
  • 1960Year
  • 166X19X228X15Lot
  • 2Days on market

About this home

This charming 4 Bedrooms 2 1/2 Bathroom home located in desirable Madison Park, has A Formal Living Room, Dining Room, Family Room with fireplace, eat-in Kitchen, Sunroom/Office, beautiful hardwood floors, Security System, Ceiling Fans, fenced yard, and double driveway can hold 8 cars, new Roof installed in 2026, new Hot Water Heater installed in 2025, and new A/C installed in 2023. Seller will do no repairs.

Property details

Beds
4
Baths
2.5
SqFt
1,986
Lot
166X19X228X15
Year built
1960
Type
Single Family
Days on market
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,783/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$205,027 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.