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Clover · Clover, SC

5301 Masons Ferry Road

Clover, SC · 4,911 sqft

$1,875,000

Reduced from $1,925,000

  • 4Beds
  • 4.5Baths
  • 4,911SqFt
  • 2007Year
  • 26Days on market

About this home

Welcome to lakefront luxury on Lake Wylie! This stunning 2-story home at 5301 Masons Ferry combines timeless architecture with resort-style outdoor living, all set on a fenced 1.9-acre lot with direct water access. A striking exterior of brick, stone, cedar shake, and hard stucco sets the tone before you even step inside. Basement with fully independent living quarters featuring a kitchenette, full bath and laundry for multigenerational living.

The main level welcomes you with high ceilings, hardwood floors throughout, and a vaulted family room anchored by a stone fireplace with gas logs. The dining room features an elegant trey ceiling, perfect for hosting. The chef's kitchen is a showstopper, boasting a granite island and countertops, custom cabinetry, a Viking French-door wall oven, built-in convection microwave/oven, and a gas range with vent hood — designed for both everyday living and entertaining.

Retreat to the main-level primary suite, where French doors open directly to a private deck overlooking the backyard and water beyond. The spa-inspired primary bath features a tile shower, jetted tub, and granite counters — a true owner's escape.

Upstairs, a staircase off the main hallway leads to three spacious bedrooms and a large bonus room, offering flexible space for family, guests, or hobbies.

The finished walkout basement extends the living space even further, featuring a den, a walkout living room, a home office, a full bath, and a wine room for the collector in you. A second laundry hookup and a kitchenette with a beverage refrigerator and wet bar make this level ideal for multi-generational living, guests, or entertaining without ever needing to head upstairs. Storage abounds throughout — you'll never run out of space. Separate on-demand tankless water heaters; one for primary bath and basement, and another for kitchen, laundry, and upstairs.

Step outside and experience true lakefront living on nearly 2 beautifully wooded acres. The original owners have thoughtfully curated the grounds over the years, planting and maintaining an impressive collection of apple, pecan, banana, magnolia, willow oak, live oak, peach, plum, loquat, chestnut, and even a rare monkey puzzle tree — creating natural beauty and shady afternoons by the water throughout every season.

Enjoy two decks, a screened porch, front porch, back porch, and a newly added paver patio with firepit — perfect for relaxing or entertaining year-round. Follow the stairs to the water and discover a private gazebo on the water, a dock, and a covered boatlift and watercraft parking, all recently updated. The property also features new shoreline management, giving you peace of mind and protecting your investment for years to come. No steep climb back to the house after a day on the water here- the water is just a few steps away!

This is a rare opportunity to own a beautifully maintained, move-in-ready home offering the best of Lake Wylie living — spacious interiors, thoughtful updates throughout, and an unbeatable outdoor lifestyle on the water. Whether you're hosting sunset gatherings on the dock, unwinding under a century of curated trees, or enjoying quiet mornings on the primary suite's private deck, this home delivers the lake life you've been dreaming of, in a quiet neighborhood with no HOA, only minutes from Downtown Clover and Lake Wylie shopping & dining, with award winning Clover Schools! Truly a special home unlike anything else on the market in Lake Wylie. This is not a lake house — it's a HOME on the lake.

Property details

Beds
4
Baths
4.5
SqFt
4,911
Lot
Year built
2007
Type
Single Family
Days on market
26
Garage
2
Heating
Floor Furnace, Natural Gas
Cooling
Central Air, Electric
Foundation
Basement
Flooring
Carpet, Hardwood, Tile, Wood
View
Water

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Whirlpool
  • Above Ground Hot Tub / Spa
  • Fire Pit
  • Dock - Floating
  • Gas Grill
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$13,565/ month

Principal & interest
$11,612
Property tax (~0.90%)
$1,406
Homeowners insurance
$546
HOA dues

Down payment

$93,750 down · $1,781,250 financed

Income to qualify (28% rule)

~$581,380 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.