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Cramerton · Cramerton, NC

528 Stuart Ridge

Cramerton, NC · 3,357 sqft

$1,100,000

  • 4Beds
  • 3.5Baths
  • 3,357SqFt
  • 1988Year
  • 14Days on market

About this home

Luxury Living in the Prestigious Gated Community of Cramer Mountain! Welcome to 528 Stuart Ridge, where exceptional craftsmanship, thoughtful renovations, and breathtaking outdoor living come together to create a truly one-of-a-kind residence. This stunning four-bedroom, three and one half bath home has been beautifully updated while maintaining its timeless character and architectural charm. The showpiece of the home is the spectacular 400-square-foot sunroom addition, designed for year-round enjoyment. Soaring vintage solid wood beams, expansive Pella windows, and a dramatic panoramic sliding glass door flood the space with natural light while seamlessly connecting the indoors to the outdoors. Step outside to an extraordinary covered patio unlike any other, featuring exposed timber beams, rough-cut round support columns, and an inviting setting perfect for entertaining, relaxing, or simply enjoying the peaceful surroundings. Inside, the thoughtfully designed floor plan offers both openness and privacy. The spacious primary suite provides a private retreat, while the beautifully renovated bathrooms, updated flooring, custom closet improvements, and numerous upgrades throughout make this home truly move-in ready. The professionally designed landscape is equally impressive. A welcoming flagstone walkway leads through an elegant courtyard entrance, while custom flagstone retaining walls create striking tiered lawn and patio areas. New Zoysia sod, a full irrigation system, and professionally installed landscape accent lighting provide year-round beauty with effortless maintenance. Outdoor living is elevated even further with three private decks—each bedroom enjoying direct access to its own outdoor space—creating peaceful retreats to enjoy morning coffee or evening sunsets. Located within the sought-after gated community of Cramer Mountain, residents enjoy a picturesque setting with convenient access to shopping, dining, major highways, and optional club amenities including golf, tennis, swimming, and social activities. This is a rare opportunity to own a home where distinctive architecture, luxury upgrades, and exceptional outdoor living combine to create an unforgettable lifestyle.

Property details

Beds
4
Baths
3.5
SqFt
3,357
Lot
Year built
1988
Type
Single Family
Days on market
14
Garage
2
Style
Contemporary
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Stone, Tile, Wood
HOA dues
$829 / 6mo

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,096/ month

Principal & interest
$6,812
Property tax (~0.90%)
$825
Homeowners insurance
$320
HOA dues
$138

Down payment

$55,000 down · $1,045,000 financed

Income to qualify (28% rule)

~$346,998 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.