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Black Mountain · Black Mountain, NC

528 Padgettown Road

Black Mountain, NC · 1,887 sqft

$1,397,000

Reduced from $1,475,000

  • 3Beds
  • 2Baths
  • 1,887SqFt
  • 1930Year
  • 75Days on market

About this home

Private 2.63-Acre Estate Just One Mile from Downtown Black Mountain

Just one mile from downtown Black Mountain, this thoughtfully restored 1930 home is surrounded by 2.63 private acres of established gardens, mature fruit trees, woodland, a spring-fed pond, and a gently flowing stream. The property also includes a guest cabin, classic two-story barn with workshop, greenhouse, dedicated garden areas, and more than 100 oolong tea plants, creating exceptional flexibility for gardening, creative pursuits, guests, or future possibilities. R-8 zoning offers additional opportunities (buyer to verify). Inside, the home blends original character with thoughtful updates, featuring natural materials, fireplaces, custom wood details, and inviting spaces that connect effortlessly to the outdoors. Whether you’re seeking a peaceful retreat, a place to cultivate the land, or simply the privacy of an established estate close to town, this property offers an opportunity that’s becoming increasingly difficult to find.

The groundwork is here. The next chapter is yours to write.

Property details

Beds
3
Baths
2
SqFt
1,887
Lot
Year built
1930
Type
Single Family
Days on market
75
Style
Arts and Crafts, Cabin
Heating
Central, Ductless, Electric, Heat Pump, Propane, Wood Stove
Cooling
Ceiling Fan(s), Ductless, Heat Pump
Foundation
Basement, Crawl Space
Flooring
Wood
View
Mountain(s), Winter, Year Round

Features

  • Kitchen Island
  • Pantry
  • Split Bedroom
  • Walk-In Pantry
  • Fence
  • Fire Pit
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$10,107/ month

Principal & interest
$8,652
Property tax (~0.90%)
$1,047
Homeowners insurance
$407
HOA dues

Down payment

$69,850 down · $1,327,150 financed

Income to qualify (28% rule)

~$433,167 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.