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Charlotte · Charlotte, NC

526 N McDowell Street

Charlotte, NC · 1,268 sqft

$395,000

  • 2Beds
  • 2Baths
  • 1,268SqFt
  • 2006Year

About this home

Welcome to 526 N. McDowell Street, a beautifully updated and move-in ready home in one of Charlotte's most desirable locations. Freshly painted throughout and professionally deep cleaned, this stunning residence offers brand-new carpeting, an updated primary shower, stylish new light fixtures, and updated receptacles and switches throughout, providing a fresh, modern feel from the moment you step inside. The spacious floor plan features high ceilings, abundant natural light, and an open-concept design that creates an inviting atmosphere for everyday living and entertaining. The kitchen is equipped with granite countertops, ample cabinet space, and overlooks the main living area, making it both functional and welcoming. A private balcony in the primary bedroom offers the perfect place to enjoy your morning coffee or unwind after a long day. Additional conveniences include a washer, dryer, and refrigerator that convey with the home, making your move even easier. The HOA covers water, sewer, and trash services, providing added value and low-maintenance living. Location is everything, and this home delivers. Situated just minutes from Uptown Charlotte, you'll enjoy quick access to premier dining, shopping, entertainment, sporting events, parks, hospitals, and major employment centers. Nearby attractions include First Ward Park, Spectrum Center, and the vibrant neighborhoods of Elizabeth and NoDa. Easy access to I-277, Independence Boulevard, and public transportation makes commuting throughout the Charlotte metro area effortless. As an added incentive, the seller is offering $6,000 toward the buyer's closing costs, creating an excellent opportunity for first-time buyers, professionals seeking city convenience, or anyone looking to enjoy a turnkey home in a prime location. Combining modern updates, valuable HOA benefits, and an unbeatable location near the heart of Charlotte, 526 N. McDowell Street is ready to welcome its next owner. Schedule your private showing today!.

Property details

Beds
2
Baths
2
SqFt
1,268
Lot
Year built
2006
Type
Condo
Garage
1
Heating
Central
Cooling
Central Air
Foundation
Slab
HOA dues
$315 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,222/ month

Principal & interest
$2,446
Property tax (~1.05%)
$345
Homeowners insurance
$115
HOA dues
$315

Down payment

$19,750 down · $375,250 financed

Income to qualify (28% rule)

~$138,093 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.