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Lake Toxaway · Lake Toxaway, NC

522 Toxaway Court

Lake Toxaway, NC · 1,540 sqft

$975,000

  • 3Beds
  • 2Baths
  • 1,540SqFt
  • 1992Year
  • 3Days on market

About this home

Welcome to your private mountain retreat with deeded lake access in the prestigious Lake Toxaway Estates. Tucked away on a peaceful lower mountain road, this beautifully appointed 3-bedroom, 2-bath cottage blends timeless mountain charm with modern convenience, creating the perfect getaway or year-round residence. The inviting open-concept floor plan seamlessly connects the living, dining, and kitchen areas, offering an ideal setting for both relaxed everyday living and effortless entertaining. The well-equipped kitchen features premium Bosch appliances and abundant storage, making meal preparation a pleasure. Offered fully furnished and move-in ready, this smart home is equipped with a Ring™ Video Doorbell, Security System, Floodlight Cameras, and a Nest™ thermostat, providing comfort, security, and peace of mind from day one. Step outside to the partially covered deck overlooking a spacious, fenced backyard—perfect for pets, outdoor gatherings, or simply enjoying the tranquil mountain surroundings. An attached two-car garage provides ample space for vehicles, recreational equipment, and additional storage. Just minutes from Lake Toxaway Country Club and its exceptional amenities, you'll enjoy easy access to golf, boating, tennis, dining, and a vibrant social scene. Combining location, lifestyle, and value, this is one of the most compelling opportunities in Lake Toxaway Estates. Membership to LTCC is based on application and availability.

Property details

Beds
3
Baths
2
SqFt
1,540
Lot
Year built
1992
Type
Single Family
Days on market
3
Garage
2
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
HOA dues
$4,085 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,394/ month

Principal & interest
$6,038
Property tax (~0.90%)
$731
Homeowners insurance
$284
HOA dues
$340

Down payment

$48,750 down · $926,250 financed

Income to qualify (28% rule)

~$316,907 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.