Old Fort · Old Fort, NC
522 Old Us 70 Highway W
Old Fort, NC · 1,109 sqft
$299,000
Reduced from $322,500
- 3Beds
- 1.5Baths
- 1,109SqFt
- 1937Year
- 116Days on market
About this home
Love hiking, biking, or just being outside? This one's for you. Located just outside city limits. Short-term rental friendly. This home is set up for easy living and/ or easy income potential.
The main level offers one-floor living with simple, no-step access. Inside you'll find granite counters and plenty of cabinet space in the kitchen, warm wood floors and a cozy wood stove in the living room, three bedrooms, a full bath, plus a half bath with laundry, and a bonus room for whatever you need — office, gym, playroom, you name it.
Outside, the large private backyard is ready for whatever you have in mind — gardens, entertaining, expansion, or all three. There's already an established mix of kiwi, apple, berries, willow, and even banana plants for the gardeners out there. Relax on the covered front or back porch, park under the detached carport, or make use of the insulated, workshop w/ electric— a great space for projects, storage, or a home business.
For the outdoor crowd, you're right on the Fonta Flora Trail, minutes from Point Lookout, Bernard Mountain, and Kitsuma Bottom (about 2 miles away), and close to Camp Grier, Catawba Falls, Curtis Creek, and Heartbreak Ridge. Mill Creek, a stocked trout stream, is just across the road. And for peace of mind — this home is not in a flood zone and did not flood during Hurricane Helene.
No HOA, no known zoning restrictions, and no dues — just flexibility to use it as a rental, a full-time home, or your own personal retreat. Easy access to I-40 makes commuting simple too.
Come see it for yourself — this is a rare combination of comfort, location, and opportunity.
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,109
- Lot
- —
- Year built
- 1937
- Type
- Single Family
- Days on market
- 116
- Style
- Cottage
- Heating
- Heat Pump, Wood Stove
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
Features
- Fire Pit
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,163/ month
- Principal & interest
- $1,851
- Property tax (~0.90%)
- $224
- Homeowners insurance
- $87
- HOA dues
- —
Down payment
$14,950 down · $284,050 financed
Income to qualify (28% rule)
~$92,710 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.