View all 46 photos →

Old Fort · Old Fort, NC

522 Old Us 70 Highway W

Old Fort, NC · 1,109 sqft

$299,000

Reduced from $322,500

  • 3Beds
  • 1.5Baths
  • 1,109SqFt
  • 1937Year
  • 116Days on market

About this home

Love hiking, biking, or just being outside? This one's for you. Located just outside city limits. Short-term rental friendly. This home is set up for easy living and/ or easy income potential.

The main level offers one-floor living with simple, no-step access. Inside you'll find granite counters and plenty of cabinet space in the kitchen, warm wood floors and a cozy wood stove in the living room, three bedrooms, a full bath, plus a half bath with laundry, and a bonus room for whatever you need — office, gym, playroom, you name it.

Outside, the large private backyard is ready for whatever you have in mind — gardens, entertaining, expansion, or all three. There's already an established mix of kiwi, apple, berries, willow, and even banana plants for the gardeners out there. Relax on the covered front or back porch, park under the detached carport, or make use of the insulated, workshop w/ electric— a great space for projects, storage, or a home business.

For the outdoor crowd, you're right on the Fonta Flora Trail, minutes from Point Lookout, Bernard Mountain, and Kitsuma Bottom (about 2 miles away), and close to Camp Grier, Catawba Falls, Curtis Creek, and Heartbreak Ridge. Mill Creek, a stocked trout stream, is just across the road. And for peace of mind — this home is not in a flood zone and did not flood during Hurricane Helene.

No HOA, no known zoning restrictions, and no dues — just flexibility to use it as a rental, a full-time home, or your own personal retreat. Easy access to I-40 makes commuting simple too.

Come see it for yourself — this is a rare combination of comfort, location, and opportunity.

Property details

Beds
3
Baths
1.5
SqFt
1,109
Lot
Year built
1937
Type
Single Family
Days on market
116
Style
Cottage
Heating
Heat Pump, Wood Stove
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Fire Pit
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,163/ month

Principal & interest
$1,851
Property tax (~0.90%)
$224
Homeowners insurance
$87
HOA dues

Down payment

$14,950 down · $284,050 financed

Income to qualify (28% rule)

~$92,710 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.