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Midland · Midland, NC

522 Iron Horse Lane

Midland, NC · 4,156 sqft

$699,000

Reduced from $730,000

  • 6Beds
  • 4Baths
  • 4,156SqFt
  • 2013Year
  • 94Days on market

About this home

HUGE PRICE REDUCTION!!!!! Rare dual-living potential meets exceptional quality in Cedarvale Farms! Spanning over 4,100 sq. ft., this 6-bedroom, 4-bath home offers an unmatched blend of flexible living, premium upgrades, and effortless entertaining. THE ULTIMATE SECOND LIVING QUARTERS The standout feature of this home is the fully finished walkout basement—a complete secondary residence. It features a full kitchen with quartz countertops and all appliances included, a dining area, family room, 6th bedroom, full bath, and dedicated storage. Step directly out to your hardscape patio for seamless indoor-outdoor living, perfect for long-term guests or multi-generational arrangements. ELEVATED LIVING Gleaming, durable hardwood flooring extends through much of the primary living spaces on both the main and upper levels, offering timeless beauty and easy daily upkeep. The main floor features a flex space perfect for a home office, a cozy fireplace, and a full guest bedroom with an adjacent full bath. The chef’s kitchen shines with tall cabinetry, granite countertops, and a gas range with a double oven. PRIMARY RETREAT & FRESH RECENT UPGRADES Enjoy fresh interior paint and brand-new carpet throughout much of the home! Upstairs features a luxurious primary suite with tray ceilings, an expansive walk-in closet, and a spa-like bath, plus three generous secondary bedrooms and a shared bath. ADDITIONAL HIGHLIGHTS & COMMUNITY Includes an EV charging port in the garage! Enjoy Cedarvale Farms’ amenities, including a pool, catch-and-release fishing pond, active social committee, and top-rated Cabarrus County Schools—all just minutes from the new Plublix, Uptown Charlotte and I-485.

Property details

Beds
6
Baths
4
SqFt
4,156
Lot
Year built
2013
Type
Single Family
Days on market
94
Garage
2
Style
Traditional
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$667 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Above Ground Hot Tub / Spa
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,112/ month

Principal & interest
$4,329
Property tax (~0.90%)
$524
Homeowners insurance
$203
HOA dues
$55

Down payment

$34,950 down · $664,050 financed

Income to qualify (28% rule)

~$219,120 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.