Shelby · Shelby, NC
521 Gold Street
Shelby, NC · 1,127 sqft
$235,000
- 3Beds
- 2Baths
- 1,127SqFt
- 1951Year
- 17Days on market
About this home
Welcome home to this beautifully renovated Shelby gem! From the moment you arrive, you will feel the warmth and charm of a home thoughtfully redesigned for modern living. This stunning property has been completely transformed with quality updates, stylish finishes, and attention to every detail.
Originally a 2-bedroom, 1-bath residence, this home has been renovated into a beautiful 3-bedroom, 2-bath home with permitted renovations completed. Step inside and discover a fresh, inviting interior featuring modern updates, comfortable living spaces, and a layout designed for today’s lifestyle.
The finished basement includes air conditioning and insulation, offering additional flexible space that can be used as a home office, family room, entertainment area, storage, or whatever best fits your needs. Every improvement has been thoughtfully completed to create a modern, comfortable, and truly move-in-ready property.
Whether you are a first-time buyer, looking to downsize, or searching for a beautifully updated home with character, this property offers the perfect combination of charm, comfort, and modern convenience.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,127
- Lot
- —
- Year built
- 1951
- Type
- Single Family
- Days on market
- 17
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,700/ month
- Principal & interest
- $1,455
- Property tax (~0.90%)
- $176
- Homeowners insurance
- $68
- HOA dues
- —
Down payment
$11,750 down · $223,250 financed
Income to qualify (28% rule)
~$72,866 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.