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Charlotte · Charlotte, NC

5205 Windy Valley Drive

Charlotte, NC · 1,035 sqft

$209,999

  • 3Beds
  • 2Baths
  • 1,035SqFt
  • 2002Year

About this home

Welcome to this charming home nestled on a quiet cul-de-sac in one of Charlotte's fastest-growing areas. With no HOA and no rental restrictions, this property presents an outstanding opportunity for homeowners and investors alike, just minutes from Uptown Charlotte, Charlotte Douglas International Airport, major highways, premier shopping, dining, and entertainment. Step inside to an inviting living room featuring vaulted ceilings that create an open, airy atmosphere. The spacious living area flows seamlessly into the kitchen, offering an ideal layout for everyday living and entertaining.

The private owner's suite provides a comfortable retreat with an en-suite bath, while two additional bedrooms offer flexibility for guests, a home office, a fitness room, or a variety of lifestyle needs.

Outside, the backyard and patio create a wonderful setting for outdoor dining, weekend barbecues, gardening, or simply relaxing in the privacy of the cul-de-sac location.

Whether you're a first-time homebuyer, expanding your investment portfolio, or searching for a home in a highly convenient location, this property offers exceptional value and endless potential. Enjoy easy access to everything Charlotte has to offer while making this home your own. Schedule your private showing today. This version is optimized for buyer appeal by highlighting the strongest selling points—location, no HOA, no rental restrictions, functional layout, lifestyle, and investment potential—while avoiding language that draws attention to the home's current occupancy or presentation.

Property details

Beds
3
Baths
2
SqFt
1,035
Lot
Year built
2002
Type
Single Family
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Laminate, Vinyl

Features

  • Walk-In Pantry
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,545/ month

Principal & interest
$1,300
Property tax (~1.05%)
$183
Homeowners insurance
$61
HOA dues

Down payment

$10,499 down · $199,499 financed

Income to qualify (28% rule)

~$66,239 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.