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Denver · Denver, NC

5135 Windward Point

Denver, NC · 1,396 sqft

$899,000

  • 2Beds
  • 1.5Baths
  • 1,396SqFt
  • 1971Year
  • 90x140x10x77x149Lot

About this home

Unlock the ultimate Lake Norman lifestyle with this incredible waterfront property located in Denver on Windward Point Peninsula! Situated on a prime lot, this solid 1971 full-brick cottage features big main channel water views, a high-utility 2-bedroom, 1.5-bathroom layout, serving as the perfect canvas for your dream lakehouse renovation or a premier custom rebuild. Step inside to find endless potential, or head straight out to the massive lakeside deck—the absolute perfect spot for entertaining, watching sunsets, and enjoying panoramic water views. The true crown jewel of this property is its exceptional, grandfathered waterfront infrastructure. Skip the public lines with your own RARE private boat ramp—an irreplaceable asset that is incredibly difficult to permit on Lake Norman today. The property also features a private pier and floating dock, allowing you to live the lake life on day one (boat lift present but inoperative; conveys as-is). Whether you choose to renovate this brick beauty into a weekend escape, a lucrative short-term rental, or explore modern custom building options utilizing space-saving engineered septic systems, the value is entirely in the dirt and the premium shoreline infrastructure. Highly suggest an early evening tour to capture the breathtaking sunset. Schedule your showing today and bring your vision!

Property details

Beds
2
Baths
1.5
SqFt
1,396
Lot
90x140x10x77x149
Year built
1971
Type
Single Family
Style
Cottage
Heating
Baseboard, Electric
Cooling
Window Unit(s)
Foundation
Crawl Space
Flooring
Carpet, Linoleum
View
Long Range, Water, Year Round

Features

  • Open Floorplan
  • Dock - Floating
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,504/ month

Principal & interest
$5,567
Property tax (~0.90%)
$674
Homeowners insurance
$262
HOA dues

Down payment

$44,950 down · $854,050 financed

Income to qualify (28% rule)

~$278,752 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

Explore Denver

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.