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Albemarle · Albemarle, NC

513 Edgemont Street

Albemarle, NC · 1,105 sqft

$164,900

  • 2Beds
  • 1Baths
  • 1,105SqFt
  • 1910Year
  • 1Days on market

About this home

Welcome home to this charming and spacious two-bedroom nestled in the heart of Albemarle! From the moment you arrive, the inviting covered front porch sets a welcoming tone, offering an ideal spot to relax with your morning coffee or enjoy the outdoors. Step inside to experience an airy, open atmosphere enhanced by high ceilings that amplify the natural light throughout the main living areas. The thoughtful layout provides exceptional comfort, featuring generous bedroom sizes and functional spaces, including abundant attic storage to easily keep your living areas organized.

Beyond the front door, this home offers fantastic outdoor living options. Enjoy evening barbecues or peaceful weekends on the private back deck, which overlooks a fully fenced backyard ideal for pets, gardening, or recreation. The location offers great convenience and amenities—take advantage of the nearby community garden, enjoy strolls along paved sidewalks, and check out local neighborhood events throughout the year.

For added peace of mind, this home comes equipped with a 14-month home warranty through Home Warranty Inc. that is fully transferable to the buyer at closing. Plus, this property qualifies for 100% financing options, making homeownership accessible and affordable. Whether you are seeking your first property, downsizing, or searching for a low-maintenance home with great character, 513 Edgemont Street is ready for its next owner!

Property details

Beds
2
Baths
1
SqFt
1,105
Lot
Year built
1910
Type
Single Family
Days on market
1
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,193/ month

Principal & interest
$1,021
Property tax (~0.90%)
$123
Homeowners insurance
$48
HOA dues

Down payment

$8,245 down · $156,655 financed

Income to qualify (28% rule)

~$51,130 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.