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Shelby · Shelby, NC

5111 Hawthorne Lane

Shelby, NC · 1,371 sqft

$225,000

  • 3Beds
  • 1.5Baths
  • 1,371SqFt
  • 1970Year

About this home

This charming ranch is BACK, refreshed and ready for its next chapter! Sitting on nearly half an acre of flat land, the opportunities to enjoy are endless. Fresh paint, new carpet in primary, LVP in flex room, and updated light fixtures throughout. Close just in time to see the leaves change and pop a pumpkin on the front porch! This property is eligible for 100% USDA financing, subject to buyer qualification. Investor? NO HOA and just 12 miles from the brand new Two Kings Casino! Showings begin Tuesday, September 8th at 9am.

Property details

Beds
3
Baths
1.5
SqFt
1,371
Lot
Year built
1970
Type
Single Family
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Window Unit(s)
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,627/ month

Principal & interest
$1,393
Property tax (~0.90%)
$168
Homeowners insurance
$65
HOA dues

Down payment

$11,250 down · $213,750 financed

Income to qualify (28% rule)

~$69,765 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.