Black Mountain · Black Mountain, NC
505 S Oconeechee Avenue
Black Mountain, NC · 3,169 sqft
$855,000
Reduced from $865,000
- 4Beds
- 3.5Baths
- 3,169SqFt
- 2026Year
- 41Days on market
About this home
READY FOR YOU! A quick walk from Lake Tomahawk, this brand-new construction in the beautiful town of Black Mountain is equal parts dream home and smart investment.
The main home lives large across three stories — 3 bedrooms, 2.5 baths, and an open main level built for entertaining. The kitchen anchors it all: generously sized, with quartz (manufactured) countertops, stainless appliances, and room for everyone to gather. Wood floors, 9-foot ceilings, and a gas fireplace carry warmth throughout a home finished with quality at every turn.
A main-level office with its own separate exterior entrance makes working from home effortless — welcome clients or step into the workday without traffic through the house. Out back, a large timber-covered deck extends your living space outdoors, built for slow mornings and long evenings in the mountain air.
It's built smart, too: conventional construction with 2x6 exterior walls for better insulation and efficiency, a single-car garage wired for an EV charging station, and three additional parking spaces outside. The yard offers defined outdoor living areas ready to grow in.
Here's where opportunity meets home: a permitted one-bedroom, one-bath ADU with its own separate entrance opens the door to rental income, multigenerational living, or a private guest suite — a rare income-producing feature in new construction at this location.
And you'll walk, not drive: 0.2 miles to Lake Tomahawk, 0.2 miles to the golf course, and an easy stroll on quiet streets to everything downtown Black Mountain is loved for. A home and a real investment in one of Western North Carolina's most sought-after mountain towns — this one won't sit long.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,169
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 41
- Garage
- 1
- Heating
- Central, Forced Air, Heat Pump, Zoned
- Cooling
- Central Air, Electric, Heat Pump
- Foundation
- Basement, Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,185/ month
- Principal & interest
- $5,295
- Property tax (~0.90%)
- $641
- Homeowners insurance
- $249
- HOA dues
- —
Down payment
$42,750 down · $812,250 financed
Income to qualify (28% rule)
~$265,109 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.