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Black Mountain · Black Mountain, NC

505 S Oconeechee Avenue

Black Mountain, NC · 3,169 sqft

$855,000

Reduced from $865,000

  • 4Beds
  • 3.5Baths
  • 3,169SqFt
  • 2026Year
  • 41Days on market

About this home

READY FOR YOU! A quick walk from Lake Tomahawk, this brand-new construction in the beautiful town of Black Mountain is equal parts dream home and smart investment.

The main home lives large across three stories — 3 bedrooms, 2.5 baths, and an open main level built for entertaining. The kitchen anchors it all: generously sized, with quartz (manufactured) countertops, stainless appliances, and room for everyone to gather. Wood floors, 9-foot ceilings, and a gas fireplace carry warmth throughout a home finished with quality at every turn.

A main-level office with its own separate exterior entrance makes working from home effortless — welcome clients or step into the workday without traffic through the house. Out back, a large timber-covered deck extends your living space outdoors, built for slow mornings and long evenings in the mountain air.

It's built smart, too: conventional construction with 2x6 exterior walls for better insulation and efficiency, a single-car garage wired for an EV charging station, and three additional parking spaces outside. The yard offers defined outdoor living areas ready to grow in.

Here's where opportunity meets home: a permitted one-bedroom, one-bath ADU with its own separate entrance opens the door to rental income, multigenerational living, or a private guest suite — a rare income-producing feature in new construction at this location.

And you'll walk, not drive: 0.2 miles to Lake Tomahawk, 0.2 miles to the golf course, and an easy stroll on quiet streets to everything downtown Black Mountain is loved for. A home and a real investment in one of Western North Carolina's most sought-after mountain towns — this one won't sit long.

Property details

Beds
4
Baths
3.5
SqFt
3,169
Lot
Year built
2026
Type
Single Family
Days on market
41
Garage
1
Heating
Central, Forced Air, Heat Pump, Zoned
Cooling
Central Air, Electric, Heat Pump
Foundation
Basement, Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,185/ month

Principal & interest
$5,295
Property tax (~0.90%)
$641
Homeowners insurance
$249
HOA dues

Down payment

$42,750 down · $812,250 financed

Income to qualify (28% rule)

~$265,109 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.