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Charlotte · Charlotte, NC

5028 Polo Gate Boulevard

Charlotte, NC · 1,802 sqft

$399,900

  • 2Beds
  • 2Baths
  • 1,802SqFt
  • 2015Year
  • 1Days on market

About this home

Located in the 55+ community of Polo Club at Mountain Island Lake, this lovingly cared for home is ready for its next owner! Starting on the exterior, find lush landscaping (magnolia tree, cherry tree, etc), hardboard and stone veneer exterior, attached finished 2-car garage with additional storage room, covered front step, and private rear patio with fenced-in area, perfect for relaxation! Step inside and find beaming hardwood floors and tons of natural light pouring in! Front-facing sun room, living room with gas fireplace and tray ceiling, dining space, and a DREAM kitchen - skylight, recessed lighting, pendant lights, white staggered cabinetry with display cabinets and soft close functionality, center island, gorgeous granite counter tops, tile backsplash, pantry, and stainless steel appliances (including gas range and double-oven). Laundry w/ electric hookup. Guest bedroom is ample-sized and has a ceiling fan. Master suite has tray ceiling, additional seating area, and an ensuite bathroom with dual vanity, sun tunnels for natural light, walk-in closet, and zero-entry shower space. HOA features sidewalks, clubhouse, fitness center, outdoor pool, lawn care and irrigation, exterior house maintenance, structural homeowners insurance, private road maintenance, security gate (operates nightly 6pm to 6am). Minutes from Riverbend Village (Harris Teeter, Starbucks, and various shopping/dining options) and highway access!

Property details

Beds
2
Baths
2
SqFt
1,802
Lot
Year built
2015
Type
Townhome
Days on market
1
Garage
2
Style
Transitional
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Wood
HOA dues
$460 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,403/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$460

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$145,853 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.