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Nebo · Nebo, NC

5021 Little Acre Road

Nebo, NC · 1,927 sqft

$1,025,000

  • 3Beds
  • 3Baths
  • 1,927SqFt
  • 2012Year
  • 32Days on market

About this home

Quietly tucked away in the sought after Hully Gully section of 1780 on Lake James, this beautifully crafted mountain retreat offers the perfect combination of rustic elegance, modern comfort, and exceptional investment potential. Approved for short term rentals and complete with a deeded boat slip on Dock E Slip 7, this home is ideal as a full time residence, vacation getaway, or income producing property.

Built by Higgins Building Group, the home welcomes you with soaring vaulted tongue and groove ceilings, a stunning floor to ceiling stone fireplace, and an open concept design filled with natural light. The spacious great room flows effortlessly into the kitchen and dining area, creating an inviting gathering space for family and friends. Warm wood finishes, quality craftsmanship, and thoughtful details throughout capture the essence of Lake James living.

The main living area opens to expansive outdoor spaces where you can enjoy peaceful wooded surroundings and seasonal lake views. Whether relaxing on the covered front porch, entertaining on the back deck, or gathering around the fire pit after a day on the lake, every space has been designed to embrace the outdoors.

The partially finished walk out basement provides additional living space with a wet bar, recreation area, guest accommodations, and plenty of storage, giving everyone room to spread out. Fiber optic internet, a private well, and underground utilities make working remotely or enjoying extended stays easy and convenient.

Ownership includes access to the unmatched amenities of both 1780 and Camp Lake James. Spend your days at the community beach, pool, fitness center, pickleball and tennis courts, walking trails, playgrounds, hot tubs, and waterfront gathering areas. Launch your boat from your deeded slip and experience everything Lake James has to offer, all just minutes from the Blue Ridge Mountains, charming downtown Morganton, Marion, and the Pisgah National Forest.

With its desirable location, proven rental eligibility, deeded boat slip, and access to one of Lake James' premier communities, this property offers an exceptional opportunity to enjoy the very best of mountain and lake living while generating income when you are away.

Property details

Beds
3
Baths
3
SqFt
1,927
Lot
Year built
2012
Type
Single Family
Days on market
32
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Vinyl, Wood
View
Winter
HOA dues
$1,900 / yr

Features

  • Wet Bar
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,574/ month

Principal & interest
$6,348
Property tax (~0.90%)
$768
Homeowners insurance
$298
HOA dues
$158

Down payment

$51,250 down · $973,750 financed

Income to qualify (28% rule)

~$324,606 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.