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Mount Holly · Mount Holly, NC

5016 Clearwater Lake Road

Mount Holly, NC · 914 sqft

$268,000

  • 2Beds
  • 1Baths
  • 914SqFt
  • 1920Year
  • 1Days on market

About this home

Charming updated home on a 0.91-acre lot in desirable Mount Holly. This 2-bedroom, 1-bath home offers an open floor plan, updated kitchen and bath finishes, and a layout that lives larger than its footprint. Major updates include a roof replaced in 2022 and HVAC installed in 2018. The standout feature is the property itself. The expansive 0.91-acre lot provides ample space for recreation, gardening, future expansion, or simply enjoying added privacy. Three versatile outbuildings offer excellent options for storage, workshop space, hobbies, or equipment. Conveniently located near downtown Mount Holly, Belmont, the U.S. National Whitewater Center, and Charlotte, this property combines updated living space, valuable land, and an accessible location in one of the area’s fastest-growing communities.

Property details

Beds
2
Baths
1
SqFt
914
Lot
Year built
1920
Type
Single Family
Days on market
1
Style
Cottage
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Cable Prewire
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,927/ month

Principal & interest
$1,659
Property tax (~0.85%)
$189
Homeowners insurance
$78
HOA dues

Down payment

$13,400 down · $254,600 financed

Income to qualify (28% rule)

~$82,620 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

Explore Mount Holly

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