Mount Holly · Mount Holly, NC
5016 Clearwater Lake Road
Mount Holly, NC · 914 sqft
$268,000
- 2Beds
- 1Baths
- 914SqFt
- 1920Year
- 1Days on market
About this home
Charming updated home on a 0.91-acre lot in desirable Mount Holly. This 2-bedroom, 1-bath home offers an open floor plan, updated kitchen and bath finishes, and a layout that lives larger than its footprint. Major updates include a roof replaced in 2022 and HVAC installed in 2018. The standout feature is the property itself. The expansive 0.91-acre lot provides ample space for recreation, gardening, future expansion, or simply enjoying added privacy. Three versatile outbuildings offer excellent options for storage, workshop space, hobbies, or equipment. Conveniently located near downtown Mount Holly, Belmont, the U.S. National Whitewater Center, and Charlotte, this property combines updated living space, valuable land, and an accessible location in one of the area’s fastest-growing communities.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 914
- Lot
- —
- Year built
- 1920
- Type
- Single Family
- Days on market
- 1
- Style
- Cottage
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
Features
- Cable Prewire
- Open Floorplan
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,927/ month
- Principal & interest
- $1,659
- Property tax (~0.85%)
- $189
- Homeowners insurance
- $78
- HOA dues
- —
Down payment
$13,400 down · $254,600 financed
Income to qualify (28% rule)
~$82,620 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 21 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


