View all 42 photos →

Morganton · Morganton, NC

501 Independence Trail

Morganton, NC · 1,536 sqft

$350,000

  • 2Beds
  • 2.5Baths
  • 1,536SqFt
  • 1988Year

About this home

Welcome to one of Burke County's most sought-after condo communities, where low-maintenance living meets a peaceful wooded setting just minutes from downtown Morganton and I-40. Surrounded by mature trees and abundant wildlife including birds, deer and even an occasional bear. This beautifully updated 2-bedroom, 2.5-bath home is filled with character. The living area is anchored by a striking floor to ceiling reclaimed barnwood gas fireplace surround and wood mantel. A custom black iron and cable railing along the staircase and upper level adds a distinctive architectural touch. The versatile loft provides wonderful flex space for yoga or exercise, a home office, TV/ entertainment area or overnight guests, with its own mini-split for added comfort. The spacious primary bedroom features a lovely bay window framed by mature holly tress filled with local birds throughout the year, along with a customized walk-in closet. The upstairs bath was refreshed in 2025 with new flooring, toilet and refinished tub. Extensively renovated in 2018, additional improvements include all-new windows and kitchen sliding glass doors, a new water heater and a loft mini-split. Gas cooking adds another welcoming convenience. Outside, the wraparound deck, with shaded rear area, offers the perfect place to unwind in the evening and enjoy beautiful year-round sunset views. Most exterior maintenance and landscaping are managed by the HOA, with city trash pickup and neighborhood dog-waste stations adding to the ease of everyday living. Just as special is the welcoming social atmosphere - a neighborhood where you can enjoy the privacy and tranquility of the wooded surroundings while still feeling connected to those around you. The community pool offers another favorite gathering place, with summer cookouts around major holidays and occasional movie nights adding to the sense of community.

Property details

Beds
2
Baths
2.5
SqFt
1,536
Lot
Year built
1988
Type
Condo
Garage
1
Style
Traditional
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Long Range, Mountain(s)
HOA dues
$347 / mo

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Breakfast Bar
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,879/ month

Principal & interest
$2,167
Property tax (~0.90%)
$262
Homeowners insurance
$102
HOA dues
$347

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$123,395 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.