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Gastonia · Gastonia, NC

501 Derby Court

Gastonia, NC · 1,870 sqft

$340,000

  • 3Beds
  • 2Baths
  • 1,870SqFt
  • 1957Year
  • 1Days on market

About this home

Discover the potential in this charming 3-bedroom ranch home in Gastonia! Full of character and ready for your personal touch, this home offers a wonderful opportunity for buyers looking to add updates and make it their own. The functional single-level floorplan provides comfortable living spaces and a solid foundation for future improvements.

Outside, you'll find a spacious yard with plenty of room for gardening, entertaining, pets, or outdoor activities. The attached carport offers convenient covered parking and additional storage options.

Conveniently located near shopping, dining, parks, and major roadways, this property combines charm, potential, and a great location. Whether you're a first-time buyer, investor, or someone looking for a home to customize, this Gastonia ranch is packed with possibilities. Don't miss your chance to bring new life to this classic home!

Property details

Beds
3
Baths
2
SqFt
1,870
Lot
Year built
1957
Type
Single Family
Days on market
1
Heating
Baseboard, Forced Air
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,445/ month

Principal & interest
$2,105
Property tax (~0.85%)
$240
Homeowners insurance
$99
HOA dues

Down payment

$17,000 down · $323,000 financed

Income to qualify (28% rule)

~$104,816 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

Explore Gastonia

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.