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Charlotte · Charlotte, NC

5009 Montoya Street

Charlotte, NC · 1,548 sqft

$389,000

  • 3Beds
  • 2Baths
  • 1,548SqFt
  • 2026Year
  • 1Days on market

About this home

Discover the Brunswick, a thoughtfully designed ranch-style home offering the convenience of single-level living with modern, open-concept spaces. This popular floor plan features 3 bedrooms, 2 baths, and a versatile flex room ideal for a home office, hobby space, or guest area. The spacious kitchen overlooks the main living and dining areas, creating the perfect setting for everyday living and entertaining. Included features showcase today's most sought-after finishes, including quartz countertops, stainless steel appliances, designer cabinetry, luxury vinyl plank flooring in select living areas, and smart home technology. The private primary suite offers a relaxing retreat with a spacious bath, dual vanities, tile shower and a generously sized walk-in closet. Outdoor living is enhanced with a covered rear porch, while attractive exterior elevations provide exceptional curb appeal.

Price shown is base pricing for this floorplan. Additional features may include options such as exterior elevation changes, a fireplace, upgraded lighting packages, dining room ilo flex space and more! Elevation changes, Lot Premiums and Selected Options may contribute to price.

Located in the desirable Clairmont community, homeowners enjoy a convenient Charlotte location with easy access to shopping, dining, entertainment, and major commuter routes.

Photos and renderings are for illustrative purposes only. Options, colors, and features may vary.

Ask us about our current incentives available for a limited time!

Property details

Beds
3
Baths
2
SqFt
1,548
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Ranch, Traditional
Heating
Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$225 / qtr

Features

  • Cable Prewire
  • Open Floorplan
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,938/ month

Principal & interest
$2,409
Property tax (~1.05%)
$340
Homeowners insurance
$113
HOA dues
$75

Down payment

$19,450 down · $369,550 financed

Income to qualify (28% rule)

~$125,915 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.