Charlotte · Charlotte, NC
4946 Morgan Street
Charlotte, NC · 946 sqft
$279,999
Reduced from $287,900
- 3Beds
- 1Baths
- 946SqFt
- 1957Year
- 97Days on market
About this home
Uptown vibes meet classic brick ranch charm! Professionally renovated from top to bottom, this stunning, move-in-ready home is an exceptional find for both owner-occupants looking to unpack and relax, and savvy investors seeking a seamless turnkey opportunity. The light-filled floor plan features premium quartz countertops, custom soft-close cabinets, and the ultimate structural updates: a brand-new roof and new windows for total peace of mind. Enjoy a private, expansive lot with absolutely NO HOA restrictions, offering the perfect city oasis or a hassle-free rental asset. Perfectly positioned for Charlotte living with quick access to the Airport, South End, Uptown, and endless local dining and entertainment. Take advantage of an incredible financial opportunity: this home qualifies for 100% financing ($0 down) and a $5,000 buyer assistance grant through First National Bank! Why rent when you can own luxury?
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 946
- Lot
- —
- Year built
- 1957
- Type
- Single Family
- Days on market
- 97
- Style
- Ranch
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Vinyl
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,060/ month
- Principal & interest
- $1,734
- Property tax (~1.05%)
- $245
- Homeowners insurance
- $81
- HOA dues
- —
Down payment
$13,999 down · $265,999 financed
Income to qualify (28% rule)
~$88,319 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 31 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
