Charlotte · Charlotte, NC
4946 Morgan Street
Charlotte, NC · 946 sqft
$279,999
Reduced from $287,900
- 3Beds
- 1Baths
- 946SqFt
- 1957Year
- 145Days on market
About this home
Uptown vibes meets classic brick ranch charm! Professionally renovated from top to bottom, this stunning, move-in-ready home is an exceptional find for both owner-occupants looking to unpack and relax, and savvy investors seeking a seamless turnkey opportunity. The light-filled and open floorplan features premium quartz countertops, custom soft-close cabinets, and the ultimate structural updates: a brand-new roof and new windows for total peace of mind. Enjoy NO HOA restrictions, offering the perfect city oasis or a hassle-free rental asset. Perfectly positioned for Charlotte living with quick access to the Airport, South End, Uptown, and endless local dining and entertainment. This small but mighty single family house has STORAGE which is so hard to find, so don't let this one pass you by! Take advantage of an incredible financial opportunity: this home qualifies for 100% financing ($0 down) and a $5,000 buyer assistance grant through First National Bank! Why rent when you can own luxury?
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 946
- Lot
- —
- Year built
- 1957
- Type
- Single Family
- Days on market
- 145
- Style
- Ranch
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Vinyl
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,060/ month
- Principal & interest
- $1,734
- Property tax (~1.05%)
- $245
- Homeowners insurance
- $81
- HOA dues
- —
Down payment
$13,999 down · $265,999 financed
Income to qualify (28% rule)
~$88,319 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 31 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


