View all 31 photos →

Charlotte · Charlotte, NC

4946 Morgan Street

Charlotte, NC · 946 sqft

$279,999

Reduced from $287,900

  • 3Beds
  • 1Baths
  • 946SqFt
  • 1957Year
  • 145Days on market

About this home

Uptown vibes meets classic brick ranch charm! Professionally renovated from top to bottom, this stunning, move-in-ready home is an exceptional find for both owner-occupants looking to unpack and relax, and savvy investors seeking a seamless turnkey opportunity. The light-filled and open floorplan features premium quartz countertops, custom soft-close cabinets, and the ultimate structural updates: a brand-new roof and new windows for total peace of mind. Enjoy NO HOA restrictions, offering the perfect city oasis or a hassle-free rental asset. Perfectly positioned for Charlotte living with quick access to the Airport, South End, Uptown, and endless local dining and entertainment. This small but mighty single family house has STORAGE which is so hard to find, so don't let this one pass you by! Take advantage of an incredible financial opportunity: this home qualifies for 100% financing ($0 down) and a $5,000 buyer assistance grant through First National Bank! Why rent when you can own luxury?

Property details

Beds
3
Baths
1
SqFt
946
Lot
Year built
1957
Type
Single Family
Days on market
145
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,060/ month

Principal & interest
$1,734
Property tax (~1.05%)
$245
Homeowners insurance
$81
HOA dues

Down payment

$13,999 down · $265,999 financed

Income to qualify (28% rule)

~$88,319 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.