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Albemarle · Albemarle, NC

49435 River Run Road

Albemarle, NC · 2,232 sqft

$795,000

Reduced from $850,000

  • 3Beds
  • 3Baths
  • 2,232SqFt
  • 1995Year
  • 78Days on market

About this home

Lakefront slice of heaven located on one of the best streets here on the lake! 49435 River Run Road is a charming, full-brick ranch style home that is updated beautifully and located in such a peaceful setting. Walk up to the inviting covered front porch and inside to an open floor plan, loaded with natural light, unique white-washed floors throughout, shiplapped fireplace in the living room, and such thoughtfully designed updates! The kitchen has pure white quartz countertops, soft gray custom cabinetry, SS appliances, and a breakfast table area with a bay window overlooking the backyard space. There are 3 bedrooms and 2 full bathrooms on the main level while the upstairs has an additional bonus room and office/bedroom space with another full bathroom! Outside you will find a massive composite deck with year round views of the lake, an easy-breeze screened-in porch, fire pit area, and a great sized functional yard that leads down to the boat dock with covered boat dock & lift. The home's oversized 2 car garage doubles as a great workshop area with lots of counter space and cabinetry and the concrete driveway is long, flat, and has a freshly laid gravel addition on the side for extra parking space or storage. River Run Road offers a quiet curb appeal off the main road and is a small neighborhood on a peninsula, truly so peaceful and very functional for every day living at the lake! This home has been cleanly kept and well maintained; complete with a brand new architectural roof & new gutters by TruRoof(March 2026) with a warranty that will transfer to the new homeowner, Hot Water Heater(2024), 2 new/newer AC units(upstairs 2025, downstairs 2022). Lake Tillery offers a special sense of being on vacation while dually convenient enough to get to Charlotte and surrounding cities with ease; not to mention being just down the road from attractions like local marinas & restaurants, desirable golf courses, a winery, Morrow Mountain State Park, and Uwharrie National Forest. We think you are going to love it here, welcome home!

Property details

Beds
3
Baths
3
SqFt
2,232
Lot
Year built
1995
Type
Single Family
Days on market
78
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Tile
View
Water

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,751/ month

Principal & interest
$4,923
Property tax (~0.90%)
$596
Homeowners insurance
$231
HOA dues

Down payment

$39,750 down · $755,250 financed

Income to qualify (28% rule)

~$246,505 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.