Claremont · Claremont, NC
4928 Northcrest Street
Claremont, NC · 1,690 sqft
$449,999
- 2Beds
- 2Baths
- 1,690SqFt
- 1958Year
- 6Days on market
About this home
This is the Lake Hickory property you’ve been waiting for! Offering some of the best open-water views currently available on Lake Hickory, this unique waterfront home combines incredible lake access, a desirable setting, and outstanding potential as either a full-time residence, vacation getaway, or short-term rental. The home has already received several important updates, including replacement windows, a mini-split system, SS appliances, and a newer roof, making it an even more attractive opportunity for its next owner. The property could easily lend itself to a SHORT TERM RENTAL, providing the potential for additional income while giving you a place to enjoy as your own affordable lake retreat. Inside, the main level features a large living room with oversized windows framing the breathtaking open-water views. A spacious dining room and kitchen offer plenty of room for entertaining, with the kitchen featuring updated cabinetry and countertops. A full bath and versatile flex room on the main level used as a 3RD BEDROOM. Upstairs, you’ll find two generously sized bedrooms, along with a walk-in closet and additional storage. Outside is where this property truly sets itself apart. Enjoy your own private boat launch and an impressive double-decker dock with partial lower-level coverage, providing plenty of room for swimming, boating, fishing, entertaining, and enjoying long summer days on the lake. The property also features a massive garage with tall ceilings, plus two additional carports extending from the garage, an incredible amount of covered space for boats, vehicles, lake toys, workshop space, or storage. Best of all, the home offers a very short, nearly level walk to the water, making lake access exceptionally convenient. And there’s even more to love: no city taxes, no HOA, and no HOA management fees. The septic system has been professionally pumped annually, providing an added benefit for the next owner. Whether you’re looking for a primary residence, a weekend lake escape, or an investment opportunity with short-term rental potential, this property offers a rare combination of open-water views, private lake access, exceptional dock and boat facilities, abundant covered storage, and no HOA or city taxes. Come see why this Lake Hickory waterfront property is such a unique opportunity!
SOLD AS-IS. Seller would entertain an offer on nearby property located at 6016 OXFORD SCHOOL RD CLAREMONT for 100K with purchase of the lake property.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,690
- Lot
- —
- Year built
- 1958
- Type
- Single Family
- Days on market
- 6
- Garage
- 2
- Heating
- Ductless, Kerosene, Other - See Remarks
- Cooling
- Ceiling Fan(s), Ductless, Electric, Window Unit(s)
- Foundation
- Crawl Space
- Flooring
- Carpet, Linoleum, Tile
- View
- Water, Year Round
Features
- Storage
- Walk-In Closet(s)
- Other - See Remarks
- Dock - Floating
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,255/ month
- Principal & interest
- $2,786
- Property tax (~0.90%)
- $337
- Homeowners insurance
- $131
- HOA dues
- —
Down payment
$22,499 down · $427,499 financed
Income to qualify (28% rule)
~$139,530 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.