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Claremont · Claremont, NC

4928 Northcrest Street

Claremont, NC · 1,690 sqft

$449,999

  • 2Beds
  • 2Baths
  • 1,690SqFt
  • 1958Year
  • 6Days on market

About this home

This is the Lake Hickory property you’ve been waiting for! Offering some of the best open-water views currently available on Lake Hickory, this unique waterfront home combines incredible lake access, a desirable setting, and outstanding potential as either a full-time residence, vacation getaway, or short-term rental. The home has already received several important updates, including replacement windows, a mini-split system, SS appliances, and a newer roof, making it an even more attractive opportunity for its next owner. The property could easily lend itself to a SHORT TERM RENTAL, providing the potential for additional income while giving you a place to enjoy as your own affordable lake retreat. Inside, the main level features a large living room with oversized windows framing the breathtaking open-water views. A spacious dining room and kitchen offer plenty of room for entertaining, with the kitchen featuring updated cabinetry and countertops. A full bath and versatile flex room on the main level used as a 3RD BEDROOM. Upstairs, you’ll find two generously sized bedrooms, along with a walk-in closet and additional storage. Outside is where this property truly sets itself apart. Enjoy your own private boat launch and an impressive double-decker dock with partial lower-level coverage, providing plenty of room for swimming, boating, fishing, entertaining, and enjoying long summer days on the lake. The property also features a massive garage with tall ceilings, plus two additional carports extending from the garage, an incredible amount of covered space for boats, vehicles, lake toys, workshop space, or storage. Best of all, the home offers a very short, nearly level walk to the water, making lake access exceptionally convenient. And there’s even more to love: no city taxes, no HOA, and no HOA management fees. The septic system has been professionally pumped annually, providing an added benefit for the next owner. Whether you’re looking for a primary residence, a weekend lake escape, or an investment opportunity with short-term rental potential, this property offers a rare combination of open-water views, private lake access, exceptional dock and boat facilities, abundant covered storage, and no HOA or city taxes. Come see why this Lake Hickory waterfront property is such a unique opportunity!

SOLD AS-IS. Seller would entertain an offer on nearby property located at 6016 OXFORD SCHOOL RD CLAREMONT for 100K with purchase of the lake property.

Property details

Beds
2
Baths
2
SqFt
1,690
Lot
Year built
1958
Type
Single Family
Days on market
6
Garage
2
Heating
Ductless, Kerosene, Other - See Remarks
Cooling
Ceiling Fan(s), Ductless, Electric, Window Unit(s)
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Tile
View
Water, Year Round

Features

  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks
  • Dock - Floating
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,255/ month

Principal & interest
$2,786
Property tax (~0.90%)
$337
Homeowners insurance
$131
HOA dues

Down payment

$22,499 down · $427,499 financed

Income to qualify (28% rule)

~$139,530 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.