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Charlotte · Charlotte, NC

4923 Eagle Creek Drive

Charlotte, NC · 2,591 sqft

$395,000

Reduced from $400,000

  • 4Beds
  • 2.5Baths
  • 2,591SqFt
  • 2004Year
  • 31Days on market

About this home

Welcome Home to a beautifully maintained 2-story home, 100% Financing and $5,000 Lender Assistance. 4 bedrooms, 2.5 bathrooms, and NO HOA in a desirable Charlotte location! This spacious home features an inviting open floor plan with abundant natural light, updated LVP flooring, elegant archways, and generous living spaces designed for both everyday living and entertaining. HVAC upgraded and replaced in August 2025

The spacious kitchen offers ample cabinet and counter space with upgraded quartz countertops, a breakfast area that flows seamlessly into the main living area, making it the perfect gathering place perfect for entertaining. A formal dining room and additional flex space provide endless possibilities for a home office, playroom, or sitting area.

Upstairs, the oversized primary suite offers a relaxing retreat with a large walk-in closet and an en-suite bath featuring vanity, a soaking tub, and a separate shower. Three additional bedrooms provide plenty of room for, guests, or remote work. With no HOA, you'll have the freedom to truly make this property your own.

Conveniently located near shopping, dining, schools, parks, and major highways, this move-in-ready home combines comfort, space, and an unbeatable location. Don't miss your opportunity to own this exceptional Charlotte home!

Property details

Beds
4
Baths
2.5
SqFt
2,591
Lot
Year built
2004
Type
Single Family
Days on market
31
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,907/ month

Principal & interest
$2,446
Property tax (~1.05%)
$345
Homeowners insurance
$115
HOA dues

Down payment

$19,750 down · $375,250 financed

Income to qualify (28% rule)

~$124,593 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.