View all 19 photos →

Monroe · Monroe, NC

4921 Lancaster Highway

Monroe, NC · 2,507 sqft

$649,999

Reduced from $689,500

  • 4Beds
  • 3.5Baths
  • 2,507SqFt
  • 2026Year
  • 38Days on market

About this home

Seller offering $7,500 in concessions! NEW CONSTRUCTION, 1.13 ACRES, NO HOA! Welcome to 4921 Lancaster Highway. A beautifully crafted new construction home offering the rare combination of luxury, privacy, and acreage just minutes from both downtown Waxhaw and downtown Monroe. Set on 1.132 acres, this 4-bedroom, 3.5-bath home offers 2,507 square feet of thoughtfully designed living space with exceptional attention to detail throughout. From the moment you enter, the 10-foot ceilings, extensive crown molding, and custom finishes create an elevated yet inviting atmosphere. The main-level primary suite provides everyday convenience and features a custom closet. The spacious kitchen and living areas are designed for entertaining, while oversized sliding doors bring abundant natural light and open to the covered rear patio. Outdoor living is a standout feature, with a custom fire pit and seating wall creating the perfect setting for relaxing evenings, entertaining friends, or enjoying the privacy of your own acreage. Additional highlights include a generous drop zone with full sink, abundant cabinetry and storage, a dedicated laundry room with built-ins, oversized garage with EV charging, custom wood mantle, and a dramatic 6-foot electric fireplace. With no HOA, you'll enjoy the freedom and privacy that's increasingly difficult to find in new construction. Located approximately 10 minutes from downtown Waxhaw and 10 minutes from downtown Monroe, you'll have convenient access to restaurants, shopping, entertainment, and everyday amenities while still enjoying the space and tranquility of an acre-plus property. Builder will supply 1-10 warranty.

Property details

Beds
4
Baths
3.5
SqFt
2,507
Lot
Year built
2026
Type
Single Family
Days on market
38
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Drop Zone
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,702/ month

Principal & interest
$4,025
Property tax (~0.90%)
$487
Homeowners insurance
$189
HOA dues

Down payment

$32,499 down · $617,499 financed

Income to qualify (28% rule)

~$201,544 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.