Monroe · Monroe, NC
4921 Lancaster Highway
Monroe, NC · 2,507 sqft
$649,999
Reduced from $689,500
- 4Beds
- 3.5Baths
- 2,507SqFt
- 2026Year
- 38Days on market
About this home
Seller offering $7,500 in concessions! NEW CONSTRUCTION, 1.13 ACRES, NO HOA! Welcome to 4921 Lancaster Highway. A beautifully crafted new construction home offering the rare combination of luxury, privacy, and acreage just minutes from both downtown Waxhaw and downtown Monroe. Set on 1.132 acres, this 4-bedroom, 3.5-bath home offers 2,507 square feet of thoughtfully designed living space with exceptional attention to detail throughout. From the moment you enter, the 10-foot ceilings, extensive crown molding, and custom finishes create an elevated yet inviting atmosphere. The main-level primary suite provides everyday convenience and features a custom closet. The spacious kitchen and living areas are designed for entertaining, while oversized sliding doors bring abundant natural light and open to the covered rear patio. Outdoor living is a standout feature, with a custom fire pit and seating wall creating the perfect setting for relaxing evenings, entertaining friends, or enjoying the privacy of your own acreage. Additional highlights include a generous drop zone with full sink, abundant cabinetry and storage, a dedicated laundry room with built-ins, oversized garage with EV charging, custom wood mantle, and a dramatic 6-foot electric fireplace. With no HOA, you'll enjoy the freedom and privacy that's increasingly difficult to find in new construction. Located approximately 10 minutes from downtown Waxhaw and 10 minutes from downtown Monroe, you'll have convenient access to restaurants, shopping, entertainment, and everyday amenities while still enjoying the space and tranquility of an acre-plus property. Builder will supply 1-10 warranty.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,507
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 38
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
Features
- Attic Stairs Pulldown
- Built-in Features
- Drop Zone
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,702/ month
- Principal & interest
- $4,025
- Property tax (~0.90%)
- $487
- Homeowners insurance
- $189
- HOA dues
- —
Down payment
$32,499 down · $617,499 financed
Income to qualify (28% rule)
~$201,544 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.