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Spruce Pine · Spruce Pine, NC

492 Chestnut Mountain Road

Spruce Pine, NC · 933 sqft

$153,900

Reduced from $169,000

  • 3Beds
  • 2Baths
  • 933SqFt
  • 1994Year
  • 385Days on market

About this home

Affordable Mountain Escape Near Little Switzerland – Creek, Usable Land & No Restrictions! Looking for an affordable mountain retreat without sacrificing location? This charming 1.43-acre property is tucked into one of Western North Carolina's most scenic areas, just minutes from Little Switzerland, the Blue Ridge Parkway, Mount Mitchell, hiking trails, waterfalls, and endless outdoor adventures. Whether you're searching for a full-time home, weekend getaway, vacation rental or investment property, this one checks all the boxes. The well-maintained 1994 home offers 3 bedrooms, 2 full baths, and an inviting open-concept living room and kitchen that makes gathering with family and friends easy. The spacious primary suite comfortably accommodates a king-size bed, while central HVAC provides year-round comfort. A durable metal roof and all appliances included mean you can start enjoying mountain life from day one. Easy Access from paved state road. Outside is where this property truly shines. The gentle, usable acreage offers room for gardening, pets, chickens or simply enjoying the outdoors. Across the quiet country road, a picturesque mountain creek provides a soothing backdrop you'll appreciate year-round.

With no restrictions, you'll have the freedom to make this property your own. Create your mountain homestead, establish a successful short-term rental, or simply enjoy an affordable escape surrounded by national forest and protected park lands. Affordable unrestricted properties close to Little Switzerland, the Blue Ridge Parkway, and Mount Mitchell are increasingly hard to find. Schedule your showing and discover why mountain living doesn't have to come with a mountain-sized price tag.

Property details

Beds
3
Baths
2
SqFt
933
Lot
Year built
1994
Type
Single Family
Days on market
385
Heating
Central, Oil
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl, Wood

Features

  • Breakfast Bar
  • Built-in Features
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,113/ month

Principal & interest
$953
Property tax (~0.90%)
$115
Homeowners insurance
$44
HOA dues

Down payment

$7,695 down · $146,205 financed

Income to qualify (28% rule)

~$47,720 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.