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Canton · Canton, NC

492, 518 and 524 Scruggs Circle

Canton, NC · 920 sqft

$325,000

Reduced from $424,900

  • 4Beds
  • 2Baths
  • 920SqFt
  • 1932Year
  • 1029Days on market

About this home

Three separate homes on 2.45 unrestricted acres just north of Canton. Opportunities like this are hard to find in Haywood County. The property includes a site-built home, a manufactured home, and a cottage, creating options for multi-generational living, rental income, or owner-occupancy with additional income potential.

Live in one home and use the others for extended family, guests, or rental income. All three residences are already in place, allowing the next owner to immediately benefit from the property's flexible layout. The land is unrestricted and offers room for animals, gardening, recreation, or future plans. A large detached 2-bay garage provides excellent space for a workshop, storage, vehicles, or equipment.

Enjoy open usable land, year-round mountain views, and a peaceful creek along the property while remaining just minutes from Canton and within easy reach of Waynesville and Asheville. Whether you're looking for a family compound, an income-producing property, or a unique Western North Carolina homestead, this property offers possibilities that are difficult to duplicate.

Currently tenant occupied. Showings by appointment only. Please do not enter the property without a confirmed appointment.

Property details

Beds
4
Baths
2
SqFt
920
Lot
Year built
1932
Type
Single Family
Days on market
1029
Style
Traditional
Heating
Baseboard
Cooling
Window Unit(s)
Foundation
Crawl Space
View
Long Range, Mountain(s), Winter, Year Round

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,351/ month

Principal & interest
$2,012
Property tax (~0.90%)
$243
Homeowners insurance
$94
HOA dues

Down payment

$16,250 down · $308,750 financed

Income to qualify (28% rule)

~$100,772 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.