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Cullowhee · Cullowhee, NC

491 Rustling Woods Trail

Cullowhee, NC · 2,984 sqft

$899,000

  • 4Beds
  • 4.5Baths
  • 2,984SqFt
  • 2019Year
  • 1Days on market

About this home

Every detail of this custom Arts & Crafts home was intentionally selected to create a home that feels warm, timeless, and deeply inviting. Inside, you'll find finishes that simply aren't ordinary, from hand-selected chandeliers & rich hardwood floors to leathered stone countertops, a porcelain farmhouse sink, designer tile, and custom touches throughout. Every finish was thoughtfully curated, giving the home a sense of craftsmanship. Just beyond the main living space, the covered back deck becomes the true heart of the home. Anchored by a stunning outdoor wood-burning fireplace, it's easy to picture mornings with coffee wrapped in a blanket, family dinners that linger long after the plates are cleared, football Saturdays, and evenings spent listening to the sounds of the mountains. This isn't just outdoor living, it's where life happens. The thoughtfully designed floor plan is equally impressive, offering main level living with a spacious primary suite, two additional guest suites, an office, laundry, & open gathering spaces, while the upstairs retreat provides a private fourth bedroom, full bath, sitting area, and flex space. Located just minutes from Western Carolina University!

Property details

Beds
4
Baths
4.5
SqFt
2,984
Lot
Year built
2019
Type
Single Family
Days on market
1
Garage
2
Heating
Electric, Floor Furnace
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$950 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,583/ month

Principal & interest
$5,567
Property tax (~0.90%)
$674
Homeowners insurance
$262
HOA dues
$79

Down payment

$44,950 down · $854,050 financed

Income to qualify (28% rule)

~$282,145 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.