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Monroe · Monroe, NC

4908 Cruz Bay Drive

Monroe, NC · 3,547 sqft

$435,000

  • 4Beds
  • 2.5Baths
  • 3,547SqFt
  • 2006Year
  • 7Days on market

About this home

Some homes just make sense the moment you walk in, and 4908 Cruz Bay Drive is one of them.

The floor plan does something that is harder to find than it should be. It gives everyone room to breathe while keeping the whole house connected. Morning coffee in the breakfast area, a quiet work call in the first-floor office, homework spread across the kitchen island, and nobody feels tucked away or out of earshot.

And that kitchen. It really is the heart of this home. There is space to roll out cookie dough, room for more than one cook, and an easy open flow into the living area, so whoever is stirring the sauce is still part of the conversation. Holidays happen here. So do those random Tuesday dinners that somehow turn into everyone's favorite night.

When the weather turns nice, the backyard takes over. It is roomy enough to host a cookout and simple enough to keep looking great without handing over your whole weekend to yard work.

Then there are the closets. So many closets. The kind of storage that makes you wonder why every home was not built this way, starting with a primary walk-in you could almost get lost in.

Upstairs, a big bonus loft gives you one more place to spread out, and with fresh paint throughout and a brand-new HVAC, the hard work is already done.

Come see it for yourself and start picturing your own story here in St. Johns Forest.

Property details

Beds
4
Baths
2.5
SqFt
3,547
Lot
Year built
2006
Type
Single Family
Days on market
7
Garage
2
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Wood
HOA dues
$600 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,197/ month

Principal & interest
$2,694
Property tax (~0.90%)
$326
Homeowners insurance
$126
HOA dues
$50

Down payment

$21,750 down · $413,250 financed

Income to qualify (28% rule)

~$137,023 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.