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Union Mills · Union Mills, NC

4895 Hudlow Road

Union Mills, NC · 1,186 sqft

$434,000

Reduced from $459,000

  • 3Beds
  • 2Baths
  • 1,186SqFt
  • 2017Year
  • 24Days on market

About this home

Welcome to your own private retreat! Tucked away at the end of the road on 2 unrestricted acres, this beautifully maintained 2017 house offers a peaceful, park-like setting surrounded by mature trees and gently sloping land. Inside, you'll find 2 bedrooms, each with its own full en-suite bath, plus a permitted 10x13 bonus room—perfect for a home office, den, or potential third sleeping space with the addition of a barn door. The full kitchen features beautiful hickory cabinetry, quartz countertops, and all-new Samsung appliances. LVP flooring, an electric fireplace, abundant closets and storage, and new top-down/bottom-up accordion window shades add comfort and convenience throughout. A separate laundry room includes a generator panel. Recent improvements include a new HVAC system in 2026 with baseboard backup and a new mini-split in the bonus room. Step outside onto the beautiful side deck and enjoy the peaceful wooded surroundings and privacy this property provides. The property truly shines outdoors with an 18x25 detached garage featuring covered areas on both sides—ideal for vehicles, farm equipment, lawn equipment, or additional storage. A furnished 10x12 "she shed" with A/C provides a wonderful studio, hobby, or relaxation space, while an additional workshop building offers even more storage and workspace. An electric gated entrance with lighting and underground utilities complete this thoughtfully maintained property. The private well provides clear, fresh-tasting water with no noticeable odor, and the sellers have not found a water softener necessary. With an acceptable offer, sellers will convey the Polaris Ranger 500 side-by-side and 8,900-watt generator. Enjoy the peace and privacy of country living while remaining approximately 30 minutes from charming downtown Marion and 20 minutes from Forest City. A special property offering the perfect combination of comfort, privacy, usable land, storage, and room to enjoy the outdoors!

Property details

Beds
3
Baths
2
SqFt
1,186
Lot
Year built
2017
Type
Single Family
Days on market
24
Garage
2
Style
Ranch
Heating
Baseboard, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,139/ month

Principal & interest
$2,687
Property tax (~0.90%)
$325
Homeowners insurance
$126
HOA dues

Down payment

$21,700 down · $412,300 financed

Income to qualify (28% rule)

~$134,570 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.