Morganton · Morganton, NC
4888 Ruby Lane
Morganton, NC · 1,871 sqft
$245,000
- 4Beds
- 3Baths
- 1,871SqFt
- 1941Year
- 2Days on market
About this home
Charming 4-Bedroom Home with Spacious Yard & Classic Character ready to make it your own!
This charming property offers plenty of space, character, and room to enjoy the outdoors. The inviting wrap-around porch creates a welcoming first impression and offers a great spot to relax. The home provides the flexibility and space you’ve been looking for with the main level featuring 3 fireplaces, a den, living room, eat-in kitchen, separate dining room, mud room, a bedroom, bathroom and a primary suite with private bath. The upstairs has 2 additional bedrooms and a full bath.
Outside, the possibilities continue. The home sits on a large, beautifully maintained yard with mature trees and plenty of open space. A side deck provides another great outdoor gathering area, while the circle driveway offers ample parking for family and guests along side the large storage building out back.
With its classic farmhouse feel, generous living spaces, and inviting outdoor areas, this home offers a wonderful combination of comfort, functionality, and charm. Come see all this property has to offer!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 1,871
- Lot
- —
- Year built
- 1941
- Type
- Single Family
- Days on market
- 2
- Style
- Arts and Crafts, Bungalow
- Heating
- Central
- Cooling
- Central Air, Wall Unit(s)
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,772/ month
- Principal & interest
- $1,517
- Property tax (~0.90%)
- $183
- Homeowners insurance
- $71
- HOA dues
- —
Down payment
$12,250 down · $232,750 financed
Income to qualify (28% rule)
~$75,967 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.