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Lincolnton · Lincolnton, NC

486 Mcalister Road

Lincolnton, NC · 1,339 sqft

$375,000

  • 3Beds
  • 2Baths
  • 1,339SqFt
  • 2026Year
  • 1Days on market

About this home

Discover this newly constructed, custom-built 3-bedroom, 2-bath home designed with both style and functionality in mind. Set on a crawlspace with durable Hardie board siding and a welcoming front porch, this home is located just minutes from Atrium Health Lincolnton and the shops along E Main St in Lincolnton. The home features a two-car garage and an open-concept layout enhanced by vaulted ceilings and luxury vinyl plank flooring throughout.

The primary suite offers a well-appointed retreat with an adjoining bath featuring shaker-style cabinetry, quartz countertops with dual sinks, and a tiled shower. The kitchen is both practical and refined, with ample storage provided by shaker-style cabinets and quartz countertops, creating a clean, beautiful aesthetic.

Just off the garage, a thoughtfully designed mudroom includes a dedicated laundry area, adding everyday convenience and additional storage. Sliding glass doors lead to a patio and backyard with open farm views. Two additional bedrooms and a full bath complete the home’s layout.

Backed by a 1-year builder warranty for added peace of mind.

Property details

Beds
3
Baths
2
SqFt
1,339
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,675/ month

Principal & interest
$2,322
Property tax (~0.78%)
$243
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$114,669 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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